4109 Merrick Dr, Chipley, FL 32428 Property Records

Washington County property record for 4109 Merrick Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2024
Lot Size	0.262 acres (11,456 sqft)
Owner	Individual Name on Record
Last Sale	$277,990 (Apr 2024)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-0078-0016`

Property Details

APN / Parcel Number

Primary APN	`01-0078-0016`
Alternative APN	`000100780016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,768 sqft Heated Area
Gross Area	2,427 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,456 sqft (0.262 acres)
Lot Width	93 ft Width
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000100780016
Street Address	4109 MERRICK DR
City	CHIPLEY
State	FL
Zip	32428-8048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #1 LOT 16 ORB 1300 P 194 BLK 0078
Legal Range	14W
Legal Township	02N
Legal Section	34
Legal Subdivision	SUNNY HILLS
Legal Block	78
Legal Lot Number	16
Legal Unit	1
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1276
Census Tract	970301

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4109 MERRICK DR, CHIPLEY, FL 32428-8048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD
Oct 5, 2023	Warranty Deed, Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Oct 5, 2023 · Amount on Record
Deed Document Number	202467002462
Deed Book / Page	1300 / 194
Record Updated	Jun 8, 2026

April 2024: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 1, 2024
Property Address	4109 MERRICK DR, CHIPLEY, FL 32428-8048
Document Number	0067002462
Book / Page	1300 / 194
Map Reference	MB 2 PGS 9
Instrument Date	Mar 27, 2024
Instrument	202467002462
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 MERRICK DR, CHIPLEY, FL 32428-8048

Mortgage

Document Number	0067002463
Date	Apr 1, 2024
Instrument	202467002463

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 5, 2023
Property Address	4109 MERRICK DR, CHIPLEY, FL 32428-8048
Document Number	0067007020
Book / Page	1284 / 740
Map Reference	MB 2 PG 9
Instrument Date	Sep 30, 2023
Instrument	202367007020
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1083 SW PIGEON PLUM WAY, PALM CITY, FL 34990-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 (+1,523.31%) Homeowner's exemption	$193,822 (+2,668.89%) Land $10,000 Building $183,822	$193,822 (+2,668.89%) Land $10,000 Building $183,822
2024	$133.00 (+60.24%)	$7,000 (+4%) Land $7,000	$7,000 (+4%) Land $7,000
2023	$83.00 (+15.28%)	$5,000 (+42.86%) Land $5,000	$5,000 (+42.86%) Land $5,000
2022	$72.00	$3,500 Land $3,500	$3,500 Land $3,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Verizon.

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