4109 Herkimer Dr, Monroe, NC 28110 Property Records

Union County property record for 4109 Herkimer Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,148 sqft · built 2007
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Feb 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-402-184`

Property Details

APN / Parcel Number

Primary APN	`09-402-184`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,148 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4109 HERKIMER DR
City	MONROE
State	NC
Zip	28110-8135
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-20 UNIO
Legal Description	#24 VILLAGES OF WESLEY CHAPEL OPCH541
Legal Subdivision	VILLAGES OF WESLEY CHAPEL
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3006
Census Tract	20308

Owner

Source: Union County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 HERKIMER DR, MONROE, NC 28110-8135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2019	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK
Feb 16, 2017	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024
Deed Sale	Aug 30, 2024
Prior Sale	Jul 10, 2007 · Amount on Record
Deed Document Number	202420808
Deed Book / Page	8968 / 472
Prior Transfer Date	Aug 26, 2024
Prior Transfer Doc	0008968472
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	4109 HERKIMER DR, MONROE, NC 28110-8135
Document Number	7449876
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 HERKIMER DR MONROE NC 281108135, MONROE, NC 28110-8135

Mortgage

Document Number	7449876
Date	Aug 27, 2019
Book Page	007449/000876
Instrument	25465

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NC
Property Address	4109 HERKIMER DR, MONROE, NC 28110-8135
Document Number	6915456
Instrument Date	Feb 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 HERKIMER DR MONROE NC 281108135, MONROE, NC 28110-8135
Investor	Possibly a Property Investor

Mortgage

Document Number	6915456
Date	Apr 20, 2017
Book Page	006915/000456
Instrument	10681

Lender

Name	MIDFIRST BK
Type	Federal Savings Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+15.17%)	$364,100 (+52.41%) Land $72,600 Building $291,500	$364,100 (+52.41%) Land $72,600 Building $291,500
2023	$1,529.00	$238,900 Land $46,000 Building $192,900	$238,900 Land $46,000 Building $192,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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