Jackson County property record for 4109 Francis St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,248 sqft · built 1883 |
| Lot Size | 2.94 acres (128,110 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,500 (Apr 2019) |
| Tax Bill | $2,246 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-13-23-102-044-10 |
| Primary APN | 000-13-23-102-044-10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1883 |
| Exterior Material | Wood Siding |
| Lot Area | 128,110 sqft (2.94 acres) |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4109 FRANCIS ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU1 |
| Legal Description | BEG AT NW COR OF SEC 23 TH S 89%56'49''E 668.96 FT TH S 3%56'40''W 410.80 FT TO A PT FOR PL OF BEG OF THIS DESCN TH S |
| Legal Range | 01W |
| Legal Township | 03S |
| Legal Section | 23 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 5100 |
4109 Francis St is owned and occupied by an individual who bought it in April 2019.
Source: Jackson County records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4109 FRANCIS ST, JACKSON, MI 49203-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2022 | Warranty Deed, Transfer · FHA Mortgage STAUNTON FINANCIAL INC |
| Apr 30, 2019 | Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2019 · Amount on File |
| Deed Sale | Apr 30, 2019 · Amount on File |
| Prior Sale | Apr 17, 2018 · Amount on File |
| Deed Document Number | 20192822283 |
| Deed Book / Page | 2140 / 1095 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Dec 7, 2022 |
| Property Address | 4109 FRANCIS ST, JACKSON, MI 49203-5437 |
| Document Number | 0002928281 |
| Book / Page | 2222 / 490 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 2928281 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 AINSWORTH CIR, YPSILANTI, MI 48197-5342 |
| Document Number | 0022220393 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 2222-0393 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Apr 30, 2019 |
| Property Address | 4109 FRANCIS ST, JACKSON, MI 49203-5437 |
| Document Number | 0002822283 |
| Book / Page | 002140 / 001095 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2822283 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE SVC INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 EATON ST JACKSON MI 492023108, JACKSON, MI 49202-3108 |
The 2025 property tax bill for 4109 Francis St was $2,246 with a homeowner's exemption, down 37% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Vandercook Lake Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,000 (+0.77%) | $210,000 (+0.77%) | |
| 2025 | $2,246.00 (-36.96%) | $104,200 | $208,400 |
| 2024 | $3,563.00 | ||
| 2023 | $62,200 | $124,400 | |
| 2020 | $2,841.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4109 Francis St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4109 Francis St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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