4109 Edgeview Dr, Indian Trail, NC 28079 Property Records

Union County property record for 4109 Edgeview Dr, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,428 sqft · built 2003
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2024)
Tax Bill	$2,628 (2025)
Deeds & Mortgages	Jan 2022 Sale Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-045-336`

Property Details

APN / Parcel Number

Primary APN	`07-045-336`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
Gross Area	2,828 sqft
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4109 EDGEVIEW DR
City	INDIAN TRAIL
State	NC
Zip	28079-5517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#109 ARBOR GLEN PH2 OPCG983
Legal Subdivision	ARBOR GLEN
Legal Lot Number	109
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2011
Census Tract	20320

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 EDGEVIEW DR, INDIAN TRAIL, NC 28079-5517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Warranty Deed, Transfer
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jul 27, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on Record
Deed Sale	Sep 3, 2024 · Amount on Record
Prior Sale	Jan 4, 2022 · Amount on Record
Deed Document Number	202420987
Deed Book / Page	8969 / 578
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 4, 2022
Property Address	4109 EDGEVIEW DR, INDIAN TRAIL, NC 28079-5517
Document Number	0008363682
Book / Page	8363 / 682
Map Reference	CAB G FILE 845
Instrument Date	Dec 20, 2021
Instrument	263
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Amount	Amount Recorded
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4109 EDGEVIEW DR, 4109, INDIAN TRAIL, NC 28079-5517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7017 HYDE PARK DR, INDIAN TRAIL, NC 28079-5633

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4109 EDGEVIEW DR, INDIAN TRAIL, NC 28079-5517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 EDGEVIEW DR, INDIAN TRAIL, NC 28079-5517

Mortgage

Document Number	7851882
Date	Oct 20, 2020
Book Page	7851/882
Instrument	42372

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 27, 2018
Property Address	4109 EDGEVIEW DR, INDIAN TRAIL, NC 28079-5517
Document Number	0007204388
Book / Page	7204 / 388
Map Reference	CAB G FILE 845
Instrument Date	Apr 26, 2018
Instrument	0020878
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 EDGEVIEW DR, INDIAN TRAIL, NC 28079-5517

Mortgage

Document Number	0000020879
Date	Jul 27, 2018
Instrument	0020879

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,100 (-) Land $74,600 Building $322,500	$397,100 (-) Land $74,600 Building $322,500
2025	$2,628.00 (+10.51%)	$397,100 (+39.53%) Land $74,600 Building $322,500	$397,100 (+39.53%) Land $74,600 Building $322,500
2023	$2,378.00	$284,600 Land $48,000 Building $236,600	$284,600 Land $48,000 Building $236,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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