4109 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4109 E Oxford Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,089 sqft · built 2004
Lot Size	0.203 acres (8,849 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Nov 2019)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-38-121`

Property Details

APN / Parcel Number

Primary APN	`304-38-121`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,089 sqft Living Area
1st Floor Area	2,089 sqft

Exterior

Year Built	Built 2004
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,849 sqft (0.203 acres)
Parking Spaces	3 Parking Spaces
Pool Area	380 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4109 E OXFORD LN
City	GILBERT
State	AZ
Zip	85295-7720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ASHLEY HEIGHTS MCR 527-45
Legal Range	06E
Legal Township	01S
Legal Section	25
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	ASHLEY HEIGHTS
Legal Lot Number	101
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1000
Census Tract	815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4109 E OXFORD LN, GILBERT, AZ 85295-7720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 27, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Prior Sale	Oct 25, 2016 · Amount on Record
Deed Document Number	20190961768
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4109 E OXFORD LN, GILBERT, AZ 85295-7720
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4109 E OXFORD LN, GILBERT, AZ 85295-7720

Mortgage

Document Number	0001212806
Date	Nov 12, 2021
Instrument	20211212806

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 27, 2019
Property Address	4109 E OXFORD LN, GILBERT, AZ 85295-7720
Document Number	0000961768
Map Reference	DOC 2000-0813299
Instrument Date	Nov 26, 2019
Instrument	20190961768
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	JETCLOSING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4109 E OXFORD LN, 4109, GILBERT, AZ 85295-7720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4109 E OXFORD LN, GILBERT, AZ 85295-7720

Mortgage

Document Number	0000961769
Date	Nov 27, 2019
Instrument	20190961769

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,670 (+0.44%)	$506,700 (+0.44%) Land $101,300 Building $405,400
2025	$2,168.00 (-6.63%)
2024		$50,450	$504,500 Land $100,900 Building $403,600
2023	$2,322.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 961 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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