4109 E Bernice St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4109 E Bernice St, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2022
Square Footage2,922 sqft Living Area
Lot Size5,460 sqft (0.125 acres)
Pool240 sqft
OccupancyOwner Occupied
Last Sale$828,097 (2022)
Tax Bill$2,382.00 (2025)

Property Details

APN / Parcel Number

Primary APN313-29-098

Interior

Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Building Area2,922 sqft Living Area
1st Floor1,436 sqft 1st Floor
2nd Floor1,486 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Lot Area5,460 sqft (0.125 acres)
Parking Spaces3 Parking Spaces
Pool Area240 sqft Pool
Patio Area150 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4109 E BERNICE ST
CityGILBERT
StateAZ
Zip85295-0371
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFULTON HOMES COOLEY STATION PARCELS 9 11 17A AND 30 MCR 1438-03
Legal Range06E
Legal Township01S
Legal Section36
Legal SubdivisionFULTON HOMES COOLEY STATION PARCELS 9 11
Legal Lot Number98
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup1
Census Block1022
Census Tract815601

Owner

Source: Maricopa County records · APN 313-29-098

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address4109 E BERNICE ST, GILBERT, AZ 85295-0371
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Intrafamily Transfer, Transfer
Nov 17, 2022Special Warranty Deed, Construction Loan
SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Nov 17, 2022Special Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
NATIONS LENDING CORP
Nov 17, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
M & T BK

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Prior SaleNov 17, 2022 · Amount on Record
Deed Doc Number0000843158
Last Transfer DateJan 30, 2023
Transfer Doc0000046454
Record RefreshedJun 08, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateJan 30, 2023
Property Address4109 E BERNICE ST, GILBERT, AZ 85295-0371
Document Number0000046454
Map ReferenceMB 1438 PG 3
Instrument DateDec 19, 2022
Instrument20230046454
Transaction TypeTransfer
Record UpdatedNov 21, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4109 E BERNICE ST, GILBERT, AZ 85295-0371

November 2022: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 17, 2022
Property Address4109 E BERNICE ST, GILBERT, AZ 85295-0371
Document Number0000843157
Map ReferenceMB 1438 PG 3
Instrument DateNov 09, 2022
Instrument20220843157
Transaction TypeConstruction Loan
Record UpdatedNov 21, 2025
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFrom Affidavit or Verified

Transferred From (Grantor/Seller)

NameVerified Name
Address9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

NameVerified Name
Address4109 E BERNICE ST, GILBERT, AZ 85295-0371

November 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 17, 2022
Property Address4109 E BERNICE ST, GILBERT, AZ 85295-0371
Document Number0000843158
Map ReferenceMB 1438 PG 3
Instrument DateNov 09, 2022
Instrument20220843158
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 21, 2025
Title CompanySURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9140 S KYRENE RD # RD202, RD202, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4109 E BERNICE ST, GILBERT, AZ 85295-0371

Mortgage

Document Number0000843159
DateNov 17, 2022
Instrument20220843159
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateNov 17, 2020
Property Address4109 E BERNICE ST, GILBERT, AZ 85295-0371
Document Number0001122948
Instrument DateNov 06, 2020
Instrument1122948
Transaction TypeConstruction Loan
Record UpdatedMay 17, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number0001122948
DateNov 17, 2020
Instrument1122948
Lender
NameM & T BK
Address1630 S STAPLEY DR # 106, MESA, AZ 85204-6658
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term36 Months
DueNov 16, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$57,960 (+14.25%)$579,600 (+14.25%) Land $115,900 Building $463,700
2025$2,382.00 (-6.04%)
2024$50,730$507,300 Land $101,400 Building $405,900
2023$2,535.00

Flood & Wildfire

4109 E Bernice St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 13th in Arizona
Wildfire LikelihoodLow — about 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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