4109 Co Rd 101, Centre, AL 35960 Property Records

Cherokee County property record for 4109 Co Rd 101, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,160 sqft · built 1986
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$131,000 (Dec 2023)
Tax Bill	$464 (2025)
Deeds & Mortgages	Dec 2023 Transfer Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-12-07-26-0-000-006.001`

Property Details

APN / Parcel Number

Primary APN	`13-12-07-26-0-000-006.001`
Alternative APNs	`ALT APN:1207260000006001` `218733` `23652`

Interior

Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Porch	Slab
Porch Area	112 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	218733
Street Address	4109 COUNTY ROAD 101
City	CENTRE
State	AL
Zip	35960-3323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR SW/4 SE/4;N 300'TO POB;N 470';W 470';E 470';E 470TO POB
Legal Range	11E
Legal Township	10S
Legal Section	26
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	1
Census Block	1036
Census Tract	956101

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 COUNTY ROAD 101, CENTRE, AL 35960-3323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2023	Intrafamily Transfer, Transfer
Jul 9, 2018	Deed of Trust, Mortgage · Line of Credit FAMILY SAVINGS CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2023 · Amount on Record
Deed Sale	Dec 18, 2023 · Amount on Record
Deed Document Number	2023231785
Prior Transfer Date	Mar 24, 2010
Prior Transfer Doc	164114
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE AL
Recording Date	Dec 18, 2023
Property Address	4109 COUNTY ROAD 101, CENTRE, AL 35960-3323
Document Number	0000231785
Instrument Date	Dec 18, 2023
Instrument	231785
Transaction Type	Transfer
Record Updated	Dec 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4109 COUNTY ROAD 101, CENTRE, AL 35960-3323

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4109 COUNTY ROAD 101, CENTRE, AL 35960-3323

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	4109 COUNTY ROAD 101, CENTRE, AL 35960-3323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	203330
Date	Jul 9, 2018
Instrument	203330

Lender

Name	FAMILY SAVINGS CREDIT UNION
Type	Non-Lending Institution
Address	RAINBOW CITY, AL 35906

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (-6.64%)	$5,460 (+6.64%) Land $2,240 Building $3,220	$138,400 (+5.73%) Land $22,400 Building $116,000
2024	$497.00 Additional exemption filed	$5,120 (-60.92%) Land $2,040 Building $3,080	$130,900 (-) Land $20,400 Building $110,500
2023	$497.00 Homeowner's exemption	$13,100 (+155.86%)	$130,900 (-) Land $20,400 Building $110,500
2022	$497.00 Homeowner's exemption	$5,120 Land $2,040 Building $3,080	$130,900 Land $20,400 Building $110,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 94% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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