4109 Amy Ct, High Ridge, MO 63049 Property Records

Jefferson County property record for 4109 Amy Ct, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,040 sqft · built 1977
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,395 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023.008.03001020`

Property Details

APN / Parcel Number

Primary APN	`023.008.03001020`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	456 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4109 AMY CT
City	HIGH RIDGE
State	MO
Zip	63049-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	SUE LYNN ESTS LOT 14
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Subdivision	SUE LYNN ESTS
Legal Block	2
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2000
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4109 AMY CT, HIGH RIDGE, MO 63049-2847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV
Sep 16, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 11, 2005
Transfer Doc	0000013236
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4109 AMY CT, HIGH RIDGE, MO 63049-2847
Document Number	0000001406
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4109 AMY CT HIGH RIDGE MO 630492847, HIGH RIDGE, MO 63049-2847

Mortgage

Document Number	0000001406
Date	Jan 13, 2020
Instrument	1406

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	4.82%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4109 AMY CT, HIGH RIDGE, MO 63049-2847
Document Number	0000001405
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4109 AMY CT HIGH RIDGE MO 630492847, HIGH RIDGE, MO 63049-2847

Mortgage

Document Number	0000001405
Date	Jan 13, 2020
Instrument	1405

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	4.82%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,600 (-) Land $2,500 Building $18,100	$108,500 (-) Land $13,200 Building $95,300
2025	$1,395.00 (+1.16%)	$20,600 (+7.29%) Land $2,500 Building $18,100
2024			$108,500 (+7.11%) Land $13,200 Building $95,300
2023	$1,379.00	$19,200 Land $2,500 Building $16,700	$101,300 Land $13,200 Building $88,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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