410804 E 1098 Rd, Checotah, OK 74426 Property Records

McIntosh County property record for 410804 E 1098 Rd, Checotah, OK 74426

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1989
Lot Size	0.2 acres (8,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,500 (Mar 2025)
Tax Bill	$457 (2025)
Deeds & Mortgages	Mar 2021 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`460019894`

Property Details

APN / Parcel Number

Primary APN	`460019894`
Alternative APN	`0590-00-000-055-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,748 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	160 sqft
Patio Area	160 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	460019894
Street Address	410804 E 1098 RD
City	CHECOTAH
State	OK
Zip	74426-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 SAFARIS END #1 343/239 917/497 972/638 1075/774 1078/725 1106/667 1225/792
Legal Subdivision	SAFARIS END #1
Legal Lot Number	55
Jurisdiction	MCINTOSH OK
Township / Civil Division	HITCHITA-PIERCE
Census Block Group	2
Census Block	2114
Census Tract	779900

Owner

Source: McIntosh County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410804 E 1098 RD, CHECOTAH, OK 74426-4459
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed, Transfer NATIONS TITLE/OKC, NATIONS TITLE OF OKC
Nov 25, 2019	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Mar 30, 2021 · Amount on Record
Deed Document Number	20251092
Deed Book / Page	1225 / 792
Prior Transfer Date	Feb 1, 2012
Prior Transfer Doc	0000206805
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Mar 30, 2021
Property Address	410804 E 1098 RD, CHECOTAH, OK 74426-4459
Document Number	001106/667
Book / Page	1106 / 667
Instrument Date	Mar 24, 2021
Instrument	2021-001494
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106773 S 4230 RD, CHECOTAH, OK 74426-5284

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Nov 25, 2019
Property Address	410804 E 1098 RD, CHECOTAH, OK 74426-4459
Document Number	001075/774
Book / Page	1075 / 774
Instrument Date	Nov 16, 2019
Instrument	2019-006336
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	TRUSTMARK TITLE ACQUISITION GROUP LLC, TRUSTMARK TTL ACQUISITION GR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 140, CHECOTAH, OK 74426-0140

Mortgage

Document Number	2019006337
Date	Nov 25, 2019
Instrument	2019-006337

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McIntosh County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,529 (+64.84%) Land $220 Building $8,309	$77,539 (+1.46%) Land $2,000 Building $75,539
2025	$457.00	$5,174 (-0.02%) Land $220 Building $4,954	$76,422 (-1.82%) Land $2,000 Building $74,422
2024	$457.00 (+14.54%)	$5,175 (+10.27%) Land $220 Building $4,955	$77,842 (+82.44%) Land $2,000 Building $75,842
2023	$399.00	$4,693 Land $220 Building $4,473	$42,667 Land $2,000 Building $40,667

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 45% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCINTOSH CO. RWS & SWMD #9 serves 1,761 people · EPA ID OK3004907
Water Source	Purchased surface water from CHECOTAH PWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ecoLink Fiber	1,000 / 1,000

May also be available: Windstream.

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