4108 W Lydia Ln, Phoenix, AZ 85041 Property Records

Maricopa County property record for 4108 W Lydia Ln, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,142 sqft · built 2005
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (May 2024)
Tax Bill	$2,165 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`105-90-305`

Property Details

APN / Parcel Number

Primary APN	`105-90-305`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,142 sqft Living Area
1st Floor Area	2,142 sqft

Exterior

Year Built	Built 2005
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,850 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces
Pool Area	317 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4108 W LYDIA LN
City	PHOENIX
State	AZ
Zip	85041-4967
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VINEYARD COMMONS MCR 617-27
Legal Range	02E
Legal Township	01N
Legal Section	34
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	VINEYARD COMMONS
Legal Lot Number	25
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	116606

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
May 1, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 8, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 23, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Aug 26, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on Record
Deed Sale	May 1, 2024 · Amount on Record
Prior Sale	Aug 26, 2019 · Amount on Record
Deed Document Number	20240230744
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Investor	Possibly a Property Investor

Mortgage

Document Number	0000791661
Date	Jul 21, 2021
Instrument	20210791661

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 1, 2024
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Document Number	0000230744
Map Reference	MB 617 PG 27
Instrument Date	Apr 26, 2024
Instrument	20240230744
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 MCKINLEY AVEF, POCATELLO, ID 83201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967

Mortgage

Document Number	0000230745
Date	May 1, 2024
Instrument	20240230745

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000144
Date	Jan 2, 2018
Instrument	2018-0000144

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000589244
Date	Aug 3, 2018
Instrument	20180589244

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967

Mortgage

Document Number	0000331789
Date	May 8, 2019
Instrument	20190331789

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

September 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2019
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Document Number	0000748884
Instrument Date	Sep 23, 2019
Instrument	748884
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4108 W LYDIA LN PHOENIX AZ 850414967, PHOENIX, AZ 85041-4967

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 26, 2019
Property Address	4108 W LYDIA LN, PHOENIX, AZ 85041-4967
Document Number	0000660096
Instrument Date	Aug 19, 2019
Instrument	660096
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	VALLEYWIDE TITLE AGENCY, VALLEYWIDE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4108 W LYDIA LN PHOENIX AZ 850414967, PHOENIX, AZ 85041-4967

Mortgage

Document Number	660097
Date	Aug 26, 2019
Instrument	660097

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Laveen Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,020 (-4.61%)	$360,200 (-4.61%) Land $72,000 Building $288,200
2025	$2,165.00 (+3.94%)
2024		$37,760	$377,600 Land $75,500 Building $302,100
2023	$2,083.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1984–1999)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 1999 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, Verizon.

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