Highlands County property record for 4108 Vantage Cir, Sebring, FL 33872
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,649 sqft · built 1988 |
| Lot Size | 0.128 acres (5,605 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,281 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C2748110000020B0 |
| Primary APN | C2748110000020B0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,649 sqft Living Area |
| 1st Floor Area | 1,439 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,605 sqft (0.128 acres) |
| Lot Dimensions | 100 ft deep x 56 ft wide |
| Garage Type | Finished |
| Garage Area | 327 sqft |
| Driveway | Driveway |
| Driveway Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 143 sqft |
|---|---|
| Pool House | 143 sqft |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C2748110000020B0 |
|---|---|
| Street Address | 4108 VANTAGE CIR |
| City | SEBRING |
| State | FL |
| Zip | 33872-3400 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2FUD |
| Legal Description | VANTAGE POINTE PB 15 PG 2 LOT 20B |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 27 |
| Legal Subdivision | VANTAGE POINTE |
| Legal Lot Number | 20B |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 960602 |
4108 Vantage Cir, a duplex, is owner-occupied and held in a trust since October 2020.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4108 VANTAGE CIR, SEBRING, FL 33872-3400 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit WAUCHULA STATE BANK |
| Jul 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 |
| Deed Sale | Oct 21, 2020 |
| Prior Sale | Dec 6, 2011 · Amount on File |
| Deed Document Number | 0027791127 |
| Deed Book / Page | 2760 / 1212 |
| Prior Transfer Date | Jul 1, 2020 |
| Prior Transfer Doc | 1990411 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4108 VANTAGE CIR, SEBRING, FL 33872-3400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4108 VANTAGE CIR, SEBRING, FL 33872-3400 |
| Document Number | 0002135005 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 2955/187 |
| Instrument | 2135005 |
| Name | WAUCHULA STATE BANK |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 25, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 1, 2020 |
| Property Address | 4108 VANTAGE CIR, SEBRING, FL 33872-3400 |
| Document Number | 0001990411 |
| Book / Page | 2760 / 1212 |
| Map Reference | MB 15 PG 2 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 1990411 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $959.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2505 E BAY DR, 2505, LARGO, FL 33771-2465 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4108 VANTAGE CIR, SEBRING, FL 33872-3400 |
| Document Number | 0027601214 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 2760/1214 |
| Name | SOUTH STATE BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $119,210 | $184,084 Land $15,000 Building $169,084 | |
| 2024 | $1,281.00 (+3.06%) | ||
| 2023 | $1,243.00 (-2.28%) Homeowner's exemption Widower's exemption | $110,086 (+3%) | $146,304 (-0.74%) Land $15,000 Building $131,304 |
| 2022 | $1,272.00 Homeowner's exemption Widower's exemption | $106,880 | $147,388 Land $15,000 Building $132,388 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4108 Vantage Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4108 Vantage Cir is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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