4108 Tudal Ave, Merced, CA 95348 Property Records

Merced County property record for 4108 Tudal Ave, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,894 sqft · built 2017
Lot Size	0.155 acres (6,759 sqft)
Owner	2 Individual Names on File
Last Sale	$316,500 (Oct 2017)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-044-010-000`

Property Details

APN / Parcel Number

Primary APN	`230-044-010-000`
Alternative APN	`230-044-010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,894 sqft Living Area
1st Floor Area	1,894 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	6,759 sqft (0.155 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Patio Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	230-044-010
Street Address	4108 TUDAL AVE
City	MERCED
State	CA
Zip	95348-8425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	BELLEVUE RANCH WEST VILLAGE 1 LOT 48
Legal Subdivision	BELLEVUE RANCH WEST VILLAGE 01
Legal Lot Number	48
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1018
Census Tract	1007

Owner

4108 Tudal Ave is owned and occupied by two individuals who bought it in October 2017.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4108 TUDAL AVE, MERCED, CA 95348-8425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 24, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage EAGLE HM MTG/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 24, 2017 · Amount on File
Deed Sale	Oct 24, 2017 · Amount on File
Prior Sale	Aug 31, 2016 · Amount on File
Deed Document Number	201734917
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4108 TUDAL AVE, MERCED, CA 95348-8425
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 TUDAL AVE, MERCED, CA 95348-8425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000034055
Date	Dec 2, 2025
Instrument	2025034055

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4108 TUDAL AVE, MERCED, CA 95348-8425
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 TUDAL AVE, MERCED, CA 95348-8425

Mortgage

Document Number	0000021145
Date	Sep 5, 2023
Instrument	2023021145

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	4108 TUDAL AVE, MERCED, CA 95348-8425
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 TUDAL AVE, MERCED, CA 95348-8425

Mortgage

Document Number	0000003882
Date	Jan 28, 2021
Instrument	2021003882

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2048

October 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 24, 2017
Property Address	4108 TUDAL AVE, MERCED, CA 95348-8425
Document Number	0000034917
Instrument Date	Oct 1, 2017
Instrument	34917
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 27, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4108 TUDAL CT MERCED CA 953488425, MERCED, CA 95348-8425

Mortgage

Document Number	34918
Date	Oct 24, 2017
Instrument	34918

Lender

Name	EAGLE HM MTG/CA
Type	Mortgage Company
Address	CORONA, CA 92800

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4108 Tudal Ave was $4,063 with a veteran's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$366,824 (+2%) Land $52,224 Building $314,600
2025	$4,063.00	$359,632 Land $51,200 Building $308,432
2023	$5,664.00 (+2.11%)	$345,669 Land $49,213 Building $296,456
2022	$5,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4108 Tudal Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Tudal Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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