4108 Teklen Dr, Westminster, MD 21157 Property Records

Carroll County property record for 4108 Teklen Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,933 sqft · built 1974
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Dec 2022)
Tax Bill	$5,880 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-012613`

Property Details

APN / Parcel Number

Primary APN	`09-012613`
Alternative APNs	`9012613` `012613`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,933 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	130 sqft
Patio Area	644 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012613
Street Address	4108 TEKLEN DR
City	WESTMINSTER
State	MD
Zip	21157-8222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 15 - 1.01 ACS 4108 TEKLEN DR PLT 11-65 ACADEMY ACRES SC 2 PL B
Legal Subdivision	ACADEMY ACRES SEC 02 PLACE B
Legal Lot Number	15
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2017
Census Tract	509001

Owner

4108 Teklen Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 28, 2022	Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 26, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Nov 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	May 25, 2004
Deed Book / Page	10955 / 68
Transfer Doc	0039960141
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222

Mortgage

Document Number	0117270077
Date	Mar 31, 2026
Book Page	11727/77

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 28, 2022
Property Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222
Document Number	0109550068
Book / Page	10955 / 68
Map Reference	MB 11 FO 65
Instrument Date	Dec 16, 2022
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222

Mortgage

Document Number	0109550077
Date	Dec 28, 2022
Instrument	10955-0077

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OREMIUM TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0089490001
Date	Feb 26, 2018
Book Page	8949/0001

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222
Document Number	0099760453
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4108 TEKLEN DR WESTMINSTER MD 211578222, WESTMINSTER, MD 21157-8222

Mortgage

Document Number	0099760453
Date	Dec 2, 2020
Book Page	009976/000453

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	4108 TEKLEN DR, WESTMINSTER, MD 21157-8222
Document Number	0095880309
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4108 TEKLEN DR WESTMINSTER MD 211578222, WESTMINSTER, MD 21157-8222

Mortgage

Document Number	0095880309
Date	Mar 5, 2020
Book Page	009588/000309

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	156 Months
Due	Mar 4, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 4108 Teklen Dr was $5,880, up 6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,880.00 (+6.04%)	$519,767 (+6.11%)	$549,700 (-) Land $200,100 Building $349,600
2025	$5,545.00	$489,833	$549,700 Land $200,100 Building $349,600
2023	$4,801.00	$424,900	$459,900 Land $180,100 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4108 Teklen Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Teklen Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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