4108 Schumacher Rd, High Ridge, MO 63049 Property Records

Jefferson County property record for 4108 Schumacher Rd, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$146,700 (Aug 2007)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`023.008.03001056`

Property Details

APN / Parcel Number

Primary APN	`023.008.03001056`

Interior

Full Baths	1 Bath
Building Area	1,040 sqft Living Area
Gross Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	546 sqft
Porch	Open Frame Porch
Porch Area	20 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4108 SCHUMACHER RD
City	HIGH RIDGE
State	MO
Zip	63049-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	SUE LYNN ESTS LOT 52
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Subdivision	SUE LYNN ESTS
Legal Block	2
Legal Lot Number	52
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2000
Census Tract	700211

Owner

4108 Schumacher Rd is owned and occupied by an individual who bought it in August 2007.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4108 SCHUMACHER RD, HIGH RIDGE, MO 63049-2815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2007 · Amount on File
Deed Sale	Aug 13, 2007 · Amount on File
Deed Document Number	200737160
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4108 SCHUMACHER RD, HIGH RIDGE, MO 63049-2815
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 SCHUMACHER RD, HIGH RIDGE, MO 63049-2815

Mortgage

Document Number	0000031099
Date	Sep 22, 2022
Instrument	2022R-031099

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	5.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4108 SCHUMACHER RD, HIGH RIDGE, MO 63049-2815
Document Number	0000037656
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 SCHUMACHER RD HIGH RIDGE MO 630492815, HIGH RIDGE, MO 63049-2815

Mortgage

Document Number	0000037656
Date	Dec 2, 2019
Instrument	37656

Lender

Name	NEIGHBORS CU
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4108 Schumacher Rd was $1,730.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,300 (-) Land $2,500 Building $21,800	$127,900 Land $13,200 Building $114,700
2025	$1,730.00	$24,300 Land $2,500 Building $21,800
2024			$127,900 (+6.76%) Land $13,200 Building $114,700
2023	$1,637.00	$22,800 Land $2,500 Building $20,300	$119,800 Land $13,200 Building $106,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4108 Schumacher Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	14 (1980–2021)
Claims Outside the SFHA	4 of 14
Most Recent Claim	Jan 2021
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Schumacher Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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