4108 Pine Trail Ln, Hamilton, MI 49419 Property Records

Allegan County property record for 4108 Pine Trail Ln, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 2002
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2016)
Tax Bill	$5,104 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-040-007-00`

Property Details

APN / Parcel Number

Primary APN	`09-040-007-00`
Alternative APN	`03-09-040-007-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	108,900 sqft (2.5 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4108 PINE TRAIL LN
City	HAMILTON
State	MI
Zip	49419-8560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 7 BLUE RIDGE ACRES SEC 3 T3N R14W (02)
Legal Range	14W
Legal Township	03N
Legal Section	03
Legal Subdivision	BLUE RDG ACRES CONDO
Legal Lot Number	7
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	2
Census Block	2002
Census Tract	30702

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4108 PINE TRAIL LN, HAMILTON, MI 49419-8560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on Record
Deed Sale	Jun 21, 2016 · Amount on Record
Prior Sale	Jul 26, 2002 · Amount on Record
Deed Book / Page	4040 / 320
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4108 PINE TRAIL LN, HAMILTON, MI 49419-8560
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004820/127
Date	Dec 2, 2022
Book Page	4820/127
Instrument	2022022531

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Nov 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4108 PINE TRAIL LN, HAMILTON, MI 49419-8560
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4457/621
Date	Apr 30, 2020
Book Page	4457/621

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,700 (+24.05%) Land $47,400 Building $188,300	$471,400 (+24.05%) Land $94,800 Building $376,600
2025	$5,104.00 (+23.58%)
2023		$190,000 Land $28,000 Building $162,000	$380,000 Land $56,000 Building $324,000
2022	$4,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Trail Ln

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