McHenry County property record for 4108 Northgate Dr, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,457 sqft · built 2007 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $300,000 (Oct 2009) |
| Deeds & Mortgages | Feb 2024 Sale Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-27-477-004 |
| Primary APN | 04-27-477-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 3,457 sqft Living Area |
| Gross Area | 6,914 sqft |
| Year Built | Built 2007 |
|---|---|
| Lot Area | 45,738 sqft (1.05 acres) |
| Street Address | 4108 NORTHGATE DR |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-9329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2010R0000282 LT 6 STONEGATE SUB |
| Legal Subdivision | STONEGATE |
| Legal Lot Number | 6 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 870104 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4108 NORTHGATE DR, SPRING GROVE, IL 60081-9329 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 12, 2024 | Deed, Transfer |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2009 · Amount on Record |
| Deed Sale | Oct 27, 2009 · Amount on Record |
| Prior Sale | Jan 4, 2010 · Amount on Record |
| Deed Document Number | 0000054241 |
| Last Transfer Date | Feb 12, 2024 |
| Transfer Doc | 0000003242 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 12, 2024 |
| Property Address | 4108 NORTHGATE DR, SPRING GROVE, IL 60081-9329 |
| Document Number | 0000003242 |
| Map Reference | DOC 2004R0098982 |
| Instrument Date | Jan 3, 2024 |
| Instrument | 2024R0003242 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4108 NORTHGATE DR, SPRING GROVE, IL 60081-9329 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4108 NORTHGATE DR, SPRING GROVE, IL 60081-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000007863 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021R0007863 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4108 NORTHGATE DR, SPRING GROVE, IL 60081-9329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009441 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018R0009441 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $162,763 Land $28,878 Building $133,885 | $488,289 Land $86,634 Building $401,655 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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