4108 N Oakley Ave, Chicago, IL 60618 Property Records

Cook County property record for 4108 N Oakley Ave, Chicago, IL 60618

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,469 sqft · built 1899
Lot Size	0.071 acres (3,100 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Mar 2020)
Tax Bill	$11,392 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-18-316-045`

Property Details

APN / Parcel Number

Primary APN	`14-18-316-045`
Alternative APN	`14-18-316-045-0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,469 sqft Living Area

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,100 sqft (0.071 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4108 N OAKLEY AVE
City	CHICAGO
State	IL
Zip	60618-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(RUDOLPHS) SUB OF BLKS6-7 OF W B OGDENS SUB OF SW SEC 18-40-14
Legal Range	14E
Legal Township	40N
Legal Section	18
Legal Subdivision	RUDOLPHS SUB
Legal Block	6,7
Legal Lot Number	447
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3004
Census Tract	50200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4108 N OAKLEY AVE, CHICAGO, IL 60618-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Mar 16, 2020	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SVGS BK
Apr 15, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on Record
Deed Sale	Mar 16, 2020 · Amount on Record
Prior Sale	Jun 16, 1997 · Amount on Record
Deed Document Number	202041055
Transfer Doc	0000000188
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4108 N OAKLEY AVE, CHICAGO, IL 60618-2926
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018706226
Date	Jul 6, 2021
Instrument	2118706226

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 16, 2020
Property Address	4108 N OAKLEY AVE, CHICAGO, IL 60618-2926
Document Number	2007641055
Instrument Date	Mar 5, 2020
Instrument	7641055
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$685.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2600 W WINNEMAC AVE CHICAGO IL 606252759, CHICAGO, IL 60625-2759

Mortgage

Document Number	2007641056
Date	Mar 16, 2020
Instrument	7641056

Lender

Name	FEDERAL SVGS BK
Type	Federal Savings Bank
Address	CHICAGO, IL 60607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4108 N OAKLEY AVE, CHICAGO, IL 60618-2926
Document Number	1912201219
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 N OAKLEY AVE CHICAGO IL 606182926, CHICAGO, IL 60618-2926

Mortgage

Document Number	1912201219
Date	May 2, 2019
Instrument	12201219

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.38%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,000 (+19.08%) Land $34,565 Building $38,435	$730,000 (+19.08%) Land $345,650 Building $384,350
2023	$11,392.00 (-4.31%)
2022	$11,905.00 Homeowner's exemption	$61,305 Land $27,900 Building $33,405	$613,050 Land $279,000 Building $334,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Zentro.

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