Hernando County property record for 4108 Monona Ave, Spring Hill, FL 34606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 2018 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Dec 2025) |
| Tax Bill | $1,585 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Oct 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R15-223-17-4230-0000-1980 |
| Primary APN | R15-223-17-4230-0000-1980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Gross Area | 1,768 sqft |
| 1st Floor Area | 1,508 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 20 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00179522 |
|---|---|
| Street Address | 4108 MONONA AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34606-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEEKI WACHEE WOODLANDS UNIT 1 LOT W198 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 15 |
| Legal Subdivision | WEEKI WACHEE WOODLANDS UN 1 |
| Legal Lot Number | W198 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 41204 |
Source: Hernando County records · APN R15-223-17-4230-0000-1980
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 15, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Dec 11, 2025 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 21, 2020 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 17, 2018 | Special Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Dec 08, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 30, 2017 | Loan Modification, Mortgage · Line of Credit TEXAS CAP BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 202585198 |
| Deed Book / Page | 4645 / 424 |
| Prior Transfer Date | Dec 03, 2025 |
| Prior Transfer Doc | 0046450424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4108 MONORTA AVE, SPRING HILL, FL 34606 |
| Document Number | 0042890892 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4289/892 |
| Instrument | 2023023590 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Transaction Type | Mortgage |
| Record Updated | Jan 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0044800201 |
|---|---|
| Date | Oct 15, 2024 |
| Book Page | 4480/201 |
| Instrument | 2024063344 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 11, 2025 |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 0046450424 |
| Book / Page | 4645 / 424 |
| Map Reference | MB 6 PG 88A&88B |
| Instrument Date | Dec 03, 2025 |
| Instrument | 2025085198 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2026 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 0004645426 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 4645/426 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 0039020281 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 3902/281 |
| Instrument | 2020065569 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 17, 2018 |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 0036041377 |
| Book / Page | 3604 / 1377 |
| Map Reference | MB6 PG88 |
| Instrument Date | Jul 05, 2018 |
| Instrument | 2018043330 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $977.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3300 BATTLEGROUND AVE, 3300, GREENSBORO, NC 27410-2465 |
| Name | Verified Name |
|---|---|
| Address | 4108 MONOCA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 2018043331 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 2018043331 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 08, 2017 |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 0035321613 |
| Book / Page | 003532 / 001613 |
| Instrument Date | Dec 01, 2017 |
| Instrument | 69151 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $218.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4108 MONONA AVE, SPRING HILL, FL 34606-2417 |
| Document Number | 0035321614 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3300 BATTLEGROUND AVE #230 GREENSBORO NC 274102490, 230, GREENSBORO, NC 27410-2490 |
| Investor | Possibly a Property Investor |
| Document Number | 0035321614 |
|---|---|
| Date | Dec 08, 2017 |
| Book Page | 003532/001614 |
| Instrument | 69152 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | RICHARDSON, TX 75082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,585.00 (+93.06%) | $129,414 (+5.99%) | $224,535 (+5.89%) Land $30,745 Building $193,790 |
| 2023 | $122,104 Land $122,104 | ||
| 2022 | $821.00 | $212,053 Land $14,170 Building $197,883 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530412041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2011–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 444 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Global Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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