4108 Mission Tree Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4108 Mission Tree Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,962 sqft · built 2018
Lot Size	6.03 acres (262,977 sqft)
Owner	2 Individual Names on File
Last Sale	$572,000 (Oct 2018)
Tax Bill	$7,087 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-070-64-59`

Property Details

APN / Parcel Number

Primary APN	`158-070-64-59`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,962 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Lot Area	262,977 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4108 MISSION TREE WAY
City	OCEANSIDE
State	CA
Zip	92057-6472
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 79 PER DOC17-434213&UND INT IN TR 016180
Legal Subdivision	VILLA-STORIA PLANNING AREA 3
Legal Tract	016180
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18521

Owner

4108 Mission Tree Way, a condominium, is owned and occupied by two individuals who bought it in October 2018.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4108 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Oct 31, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Deed Document Number	2018455167
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4108 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 MISSION TREE WAY, OCEANSIDE, CA 92057-6472

Mortgage

Document Number	0000028683
Date	Jan 14, 2021
Instrument	2021-0028683

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4108 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000367022
Date	Aug 28, 2019
Instrument	2019-0367022

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2018
Property Address	4108 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Document Number	0000455167
Instrument Date	Aug 14, 2018
Instrument	455167
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4108 MISSION TREE WAY OCEANSIDE CA 920576472, OCEANSIDE, CA 92057-6472

Mortgage

Document Number	455168
Date	Oct 31, 2018
Instrument	455168

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4108 Mission Tree Way was $7,087 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$650,834 (+2%) Land $341,347 Building $309,487
2025	$7,087.00 Homeowner's exemption	$638,073 Land $334,654 Building $303,419
2023	$6,735.00 (+1.55%) Homeowner's exemption	$613,298 Land $321,660 Building $291,638
2022	$6,632.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4108 Mission Tree Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Mission Tree Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Mission Tree Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures