San Diego County property record for 4108 Lake Blvd, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,280 sqft · built 1971 |
| Lot Size | 0.9 acres (3,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $770,000 (Nov 2024) |
| Tax Bill | $8,342 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-090-37-00 |
| Primary APN | 168-090-37-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 3,900 sqft (0.9 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4108 LAKE BLVD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-4731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B |
| Legal Description | LOT 37 TR 006403 |
| Legal Subdivision | MIRA COSTA TERRACE |
| Legal Tract | 006403 |
| Legal Block | 1 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 19805 |
4108 Lake Blvd is owned and occupied by two individuals who bought it in November 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4108 LAKE BLVD, OCEANSIDE, CA 92056-4731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN LOAN CENTER |
| Mar 11, 2022 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on File |
| Deed Sale | Nov 12, 2024 · Amount on File |
| Prior Sale | Mar 11, 2022 · Amount on File |
| Deed Document Number | 2024313616 |
| Prior Transfer Date | Apr 2, 2001 |
| Prior Transfer Doc | 0000261631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4108 LAKE BLVD, OCEANSIDE, CA 92056-4731 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4108 LAKE BLVD, OCEANSIDE, CA 92056-4731 |
| Document Number | 0000285182 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-0285182 |
| Name | FRANKLIN LOAN CENTER |
|---|---|
| Type | Mortgage Company |
| Address | PALM DESERT, CA 92260 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 11, 2022 |
| Property Address | 4108 LAKE BLVD, OCEANSIDE, CA 92056-4731 |
| Document Number | 0000111416 |
| Map Reference | MAP 6403 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 2022-0111416 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4108 LAKE BLVD, OCEANSIDE, CA 92056-4731 |
| Document Number | 0000111417 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-0111417 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
The 2025 property tax bill for 4108 Lake Blvd was $8,342, up 23.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $785,399 (+2%) Land $669,520 Building $115,879 | |
| 2025 | $8,342.00 (+23.06%) | $770,000 Land $656,393 Building $113,607 |
| 2024 | $6,779.00 (+8.53%) | |
| 2023 | $6,246.00 (+258.55%) | $576,000 Land $491,000 Building $85,000 |
| 2022 | $1,742.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4108 Lake Blvd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 units insured incl. 92 condo units |
| Nearby Flood Claims | 3 (1993–2025) |
| Most Recent Claim | Mar 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4108 Lake Blvd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2021 |
| Also Mapped Here | CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Spectrum, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures