4108 Havard St, Silver Spring, MD 20906 Property Records

Montgomery County property record for 4108 Havard St, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,748 sqft · built 1961
Lot Size	0.155 acres (6,741 sqft)
Owner	Individual Name on Record
Last Sale	$404,000 (Apr 2019)
Tax Bill	$5,380 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01341293`

Property Details

APN / Parcel Number

Primary APN	`13-01341293`
Alternative APN	`01341293`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,048 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,741 sqft (0.155 acres)
Porch	Open Porch
Porch Area	57 sqft
Deck Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01341293
Street Address	4108 HAVARD ST
City	SILVER SPRING
State	MD
Zip	20906-4444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	STONYBROOK EST SEC 7
Legal Subdivision	STONEYBROOK ESTATE
Legal Block	15
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2005
Census Tract	703401

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4108 HAVARD ST, SILVER SPRING, MD 20906-4444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Apr 23, 2019	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Sep 27, 2018	Trustee's Deed, Construction Loan · Line of Credit JACKNIN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Deed Book / Page	57469 / 317
Prior Transfer Date	Sep 29, 2011
Prior Transfer Doc	0425760126
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	4108 HAVARD ST, SILVER SPRING, MD 20906-4444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HARVEST TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0593710107
Date	Apr 14, 2020
Book Page	59371/107

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 23, 2019
Property Address	4108 HAVARD ST, SILVER SPRING, MD 20906-4444
Document Number	0574690317
Book / Page	57469 / 317
Map Reference	MB 52 PL 4138
Instrument Date	Apr 12, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,050.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4108 HAVARD ST, SILVER SPRING, MD 20906-4444

Mortgage

Document Number	57469325
Date	Apr 23, 2019
Instrument	57469/325

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 27, 2018
Property Address	4108 HAVARD ST, SILVER SPRING, MD 20906-4444
Document Number	0566730497
Book / Page	056673 / 000497
Instrument Date	Sep 5, 2018
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	ATLANTIC SETTLEMENT GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 HAVARD ST SILVER SPRING MD 209064444, SILVER SPRING, MD 20906-4444

Mortgage

Document Number	566730497
Date	Sep 27, 2018
Book Page	056673/000497

Lender

Name	JACKNIN LLC
Address	9406 JACKSON ST, BURKE, VA 22015-2022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 26, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,267 (+6.54%)	$546,000 (+19.63%) Land $156,200 Building $389,800
2025	$5,380.00 (-3.83%)	$456,400 (+17.49%) Land $156,200 Building $300,200	$456,400 (-) Land $156,200 Building $300,200
2024	$5,594.00 (+44.44%)
2023		$388,467	$456,400 Land $156,200 Building $300,200
2022	$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Astound Broadband, AT&T, T-Mobile.

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