4108 Elg Rd, Efland, NC 27243 Property Records

Orange County property record for 4108 Elg Rd, Efland, NC 27243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 1987
Lot Size	5.67 acres (246,985 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Feb 2020)
Tax Bill	$3,167 (2026)
Deeds & Mortgages	Mar 2024 Transfer Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9842-36-9197`

Property Details

APN / Parcel Number

Primary APN	`9842-36-9197`
Alternative APN	`275864`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
Gross Area	4,263 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	246,985 sqft (5.67 acres)
Porch	Porch
Porch Area	96 sqft
Deck Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4108 ELG RD
City	EFLAND
State	NC
Zip	27243-9184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	W/S SR 1125
Jurisdiction	ORANGE NC
Township / Civil Division	BINGHAM
Census Block Group	2
Census Block	2024
Census Tract	11107

Owner

4108 Elg Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Orange County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4108 ELG RD, EFLAND, NC 27243-9184
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Intrafamily Transfer, Transfer
Feb 21, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 29, 2017	Warranty Deed, Transfer · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2020 · Amount on File
Deed Sale	Feb 21, 2020 · Amount on File
Prior Sale	Sep 29, 2017 · Amount on File
Deed Document Number	202030016229
Deed Book / Page	6646 / 818
Last Transfer Date	Feb 29, 2024
Transfer Doc	0068392010
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE NC
Recording Date	Mar 4, 2024
Property Address	4108 ELG RD, EFLAND, NC 27243-9184
Document Number	0068392010
Book / Page	6839 / 2010
Instrument Date	Feb 29, 2024
Instrument	30099479
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4108 ELG RD, EFLAND, NC 27243-9184

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 ELG RD, EFLAND, NC 27243-9184

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Feb 21, 2020
Property Address	4108 ELG RD, EFLAND, NC 27243-9184
Document Number	6646818
Book / Page	6646 / 818
Instrument Date	Feb 19, 2020
Instrument	30016229
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4613 FRIENDS SCHOOL RD, 4613, DURHAM, NC 27705-8189

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 ELG RD, EFLAND, NC 27243-9184

Mortgage

Document Number	66460822
Date	Feb 21, 2020
Instrument	6646/0822

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Sep 29, 2017
Property Address	4108 ELG RD, EFLAND, NC 27243-9184
Document Number	637272
Book / Page	006372 / 000072
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4108 ELG RD EFLAND NC 272439184, EFLAND, NC 27243-9184

Mortgage

Document Number	637275
Date	Sep 29, 2017
Book Page	006372/000075

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 4108 Elg Rd was $3,167, up 5.8% from the year before.

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,167.00 (+5.81%)	$403,100 (-) Land $172,200 Building $230,900	$403,100 (-) Land $172,200 Building $230,900
2025	$2,993.00	$403,100 Land $172,200 Building $230,900	$403,100 Land $172,200 Building $230,900
2023	$2,703.00	$279,000 Land $97,900 Building $181,100	$279,000 Land $97,900 Building $181,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4108 Elg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4108 Elg Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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