4108 E Tonto St, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4108 E Tonto St, Phoenix, AZ 85044

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,582 sqft · built 1991
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$710,000 (May 2026)
Tax Bill$2,829 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Jul 2023 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN301-58-868

Property Details

APN / Parcel Number

Primary APN301-58-868
Alternative APN
  • 301588681

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,582 sqft Living Area
Gross Area2,742 sqft
1st Floor Area1,755 sqft
2nd Floor Area827 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area7,000 sqft (0.161 acres)
Parking Spaces3 Parking Spaces
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4108 E TONTO ST
CityPHOENIX
StateAZ
Zip85044-3971
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeM-M
Legal DescriptionCENTER COURT AT AHWATUKEE PHASE 6 LOT 67-131 TR A MCR 342-01
Legal Range4E
Legal Township1S
Legal Section19
Legal SubdivisionCENTER COURT AT AHWATUKEE PHASE 6 LOT 67
Legal Phase6
Legal TractA
Legal Lot Number130
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1004
Census Tract116711

Owner

Source: Maricopa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Jul 31, 2023Deed of Trust, Mortgage · Line of Credit
JACKSON FLAGSTAR CENTRE OFFICE
Dec 27, 2024Deed of Trust, Mortgage · Line of Credit
DESERT FINANCIAL CU
May 29, 2026Warranty Deed, Transfer · Conventional Mortgage
CLEAR TITLE AGENCY OF ARIZONA
Feb 23, 2026Intrafamily Transfer, Transfer
Jul 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleNov 20, 2014 · Amount on Record
Deed Document Number2026324952
Prior Transfer DateOct 5, 2011
Prior Transfer Doc0000826399
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
Transaction TypeMortgage
Record UpdatedJun 11, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 E TONTO ST, PHOENIX, AZ 85044-3971

Mortgage

Document Number0000284324
DateJun 1, 2023
Instrument20230284324
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
Transaction TypeMortgage
Record UpdatedJun 11, 2026
Title CompanyBOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 E TONTO ST, PHOENIX, AZ 85044-3971

Mortgage

Document Number0000397275
DateJul 31, 2023
Instrument20230397275
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
Transaction TypeMortgage
Record UpdatedJun 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 E TONTO ST, PHOENIX, AZ 85044-3971

Mortgage

Document Number0000690278
DateDec 27, 2024
Instrument20240690278
Lender
NameDESERT FINANCIAL CU
TypeCredit Union
AddressPHOENIX, AZ 85062
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 26, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 29, 2026
Property Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
Document Number0000324952
Instrument DateMay 27, 2026
Instrument2026324952
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyCLEAR TITLE AGENCY OF ARIZONA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4108 E TONTO ST, PHOENIX, AZ 85044-3971

Mortgage

Document Number0000324953,
DateMay 29, 2026
Instrument2026324953
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateFeb 23, 2026
Property Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
Document Number0000102488
Map ReferenceMB 342 PG 1
Instrument DateFeb 20, 2026
Instrument20260102488
Transaction TypeTransfer
Record UpdatedMar 24, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4108 E TONTO ST, PHOENIX, AZ 85044-3971

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4108 E TONTO ST, PHOENIX, AZ 85044-3971

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4108 E TONTO ST, PHOENIX, AZ 85044-3971
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000605050
DateJul 8, 2020
Instrument20200605050
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Elementary School DistrictKyrene Elementary District (PK - 08)
Secondary School DistrictTempe Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,810 (+32.01%)$478,100 (+5.77%) Land $95,600 Building $382,500
2025$2,829.00 (-8.45%)$36,217 (-24.39%)$452,000 (-5.64%) Land $90,400 Building $361,600
2024$47,900$479,000 Land $95,800 Building $383,200
2023$3,090.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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