4108 E Grace Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4108 E Grace Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,270 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Sep 2023)
Tax Bill	$4,172 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35101.2404`

Property Details

APN / Parcel Number

Primary APN	`35101.2404`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,270 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	1,142 sqft
Basement Area	1,128 sqft
Finished Basement	1,128 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	212 sqft
Canopy	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4108 E GRACE AVE
City	SPOKANE
State	WA
Zip	99217-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BELL PARK ADDITION LT 5 BLK 24 & 10FT VAC STRIP LYG SLY OF & ADJ
Legal Subdivision	BELL PARK ADDITION
Legal Block	24,10
Legal Lot Number	5
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3001
Census Tract	14400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
Feb 15, 2019	Warranty Deed, Transfer · ARM BANNER BANK
Feb 15, 2019	Correction Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	20237307526
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 12, 2023
Property Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073
Document Number	0007307526
Map Reference	VOL C PG 33
Instrument Date	Sep 7, 2023
Instrument	7307526
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073

Mortgage

Document Number	0007307527
Date	Sep 12, 2023
Instrument	7307527

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006941255
Date	Jul 13, 2020
Instrument	6941255

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 15, 2019
Property Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073
Document Number	0006782388
Map Reference	VOL C PG 33
Instrument Date	Feb 11, 2019
Instrument	6782388
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,099.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073

Mortgage

Document Number	0006782389
Date	Feb 15, 2019
Instrument	6782389

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 15, 2019
Property Address	4108 E GRACE AVE, SPOKANE, WA 99217-7073
Document Number	0006782444
Instrument Date	Feb 11, 2019
Instrument	6782444
Transaction Type	Transfer
Record Updated	Mar 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 E GRACE AVE SPOKANE WA 992177073, SPOKANE, WA 99217-7073

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,172.00 (-3.2%)	$413,600 (+2.78%) Land $80,000 Building $333,600	$413,600 (+2.78%) Land $80,000 Building $333,600
2025	$4,310.00 (+9.53%)
2024		$402,400 (+41.74%) Land $75,000 Building $327,400	$402,400 (+41.74%) Land $75,000 Building $327,400
2023	$3,935.00 (+18.45%)	$283,900 Land $45,000 Building $238,900	$283,900 Land $45,000 Building $238,900
2022	$3,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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