Jefferson County property record for 4108 Cloverleaf Dr, Birmingham, AL 35243
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,667 sqft · built 1976 |
| Lot Size | 0.327 acres (14,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2019) |
| Tax Bill | $1,682 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-21-1-002-017.000 |
| Primary APN | 28-00-21-1-002-017.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,667 sqft Living Area |
| Gross Area | 3,217 sqft |
| 1st Floor Area | 1,667 sqft |
| Basement Area | 1,550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,250 sqft (0.327 acres) |
| Lot Dimensions | 125 ft deep x 114 ft wide |
| Terrain | Rolling |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 370152 |
|---|---|
| Street Address | 4108 CLOVERLEAF DR |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35243-5826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | POB 545 S SLY OF SW INTER GREEN VALLEY RD & CLOVERLEAF DR TH SLY 114 S FT ALG R/W TH NWLY 135 S FT TH NELY 114 S FT TH SELY 115 S FT TO POB LYING IN NE4 OF NE4 1/4 SEC 21 T 18 S R 2 W |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 21 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 12802 |
4108 Cloverleaf Dr is owned and occupied by an individual who bought it in March 2019.
Source: Jefferson County records, as of June 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4108 CLOVERLEAF DR, BIRMINGHAM, AL 35243-5826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| May 13, 2020 | Deed of Trust, Mortgage GUILD MORTGAGE |
| Mar 20, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on File |
| Deed Sale | Mar 20, 2019 · Amount on File |
| Deed Document Number | 201924913 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 21, 2026 |
| Property Address | 4108 CLOVERLEAF DR, BIRMINGHAM, AL 35243-5826 |
| Document Number | 0000066580 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202666580 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,682.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 806 REDWOOD DR, NASHVILLE, TN 37220-1811 |
| Document Number | 0000066581, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 202666581 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 4108 CLOVERLEAF DR, BIRMINGHAM, AL 35243-5826 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4108 CLOVERLEAF DR, BIRMINGHAM, AL 35243-5826 |
| Document Number | 0000047132 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 2020047132 |
| Name | GUILD MORTGAGE |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 356 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Mar 20, 2019 |
| Property Address | 4108 CLOVERLEAF DR, BIRMINGHAM, AL 35243-5826 |
| Document Number | 0000024913 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 2019024913 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4108 CLOVERLEAF DR, BIRMINGHAM, AL 35243-5826 |
The 2025 property tax bill for 4108 Cloverleaf Dr was $1,682 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,682.00 Homeowner's exemption | $34,640 | $346,300 Land $175,000 Building $171,300 |
| 2023 | $32,800 Land $17,500 Building $15,300 | $328,000 Land $175,000 Building $153,000 | |
| 2022 | $1,662.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4108 Cloverleaf Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2002) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2002 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4108 Cloverleaf Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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