4108 Ashley Oaks Dr, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4108 Ashley Oaks Dr, Cincinnati, OH 45227

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,324 sqft · built 1988
Lot Size0.748 acres (32,583 sqft)
OwnerIndividual Name on Record
Last Sale$1,100,000 (May 2026)
Tax Bill$21,021 (2025)
Deeds & MortgagesMay 2021 Mortgage
May 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN520-0112-0128-00

Property Details

APN / Parcel Number

Primary APN520-0112-0128-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,324 sqft Living Area
Gross Area5,529 sqft
1st Floor Area1,496 sqft
2nd Floor Area1,480 sqft
AtticAttic
Attic Area348 sqft
Basement Area1,480 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area32,583 sqft (0.748 acres)
Garage TypeAttached
Garage Area725 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area88 sqft
Deck AreaDeck Area
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address4108 ASHLEY OAKS DR
CityCINCINNATI
StateOH
Zip45227-3940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeACUP
Legal DescriptionASHLEY VIEW DR FT IRR LOT 89 WILLIAMS MEADOW SUB BL A
Legal SubdivisionWILLIAMS MEADOW SUB
Legal BlockA
Legal Lot Number89
JurisdictionHAMILTON OH
Township / Civil DivisionCOLUMBIA
Census Block Group1
Census Block1009
Census Tract24401

Owner

Source: Hamilton County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4108 ASHLEY OAKS DR, CINCINNATI, OH 45227-3940
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
1ST NATIONAL BANK
May 26, 2026Warranty Deed, Transfer · Conventional Mortgage
STOCK YARDS BANK AND TRUST COMPANY
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
1ST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleSep 11, 2015 · Amount on Record
Deed Document Number202640952
Deed Book / Page15673 / 1301
Prior Transfer DateAug 25, 2008
Prior Transfer Doc0000000843
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4108 ASHLEY OAKS DR, CINCINNATI, OH 45227-3940
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000055007
DateMay 4, 2021
Book Page14410/100
Instrument2021-0055007
Lender
Name1ST NATIONAL BANK
TypeBank
AddressMASON, OH 45040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term236 Months
DueJan 1, 2041

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMay 26, 2026
Property Address4108 ASHLEY OAKS DR, CINCINNATI, OH 45227-3940
Document Number0000040952
Book / Page15673 / 1301
Instrument DateMay 20, 2026
Instrument202640952
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyPRODIGY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$222,200.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address4108 ASHLEY OAKS DR, CINCINNATI, OH 45227-3940

Mortgage

Document Number0000040953,
DateMay 26, 2026
Instrument202640953
Lender
NameSTOCK YARDS BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4108 ASHLEY OAKS DR, CINCINNATI, OH 45227-3940
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200132630
DateDec 16, 2020
Book Page14316/2426
Instrument2020-0132630
Lender
Name1ST NATIONAL BANK
TypeBank
AddressMASON, OH 45040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColumbia Township
Unified School DistrictMariemont City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,021.00 (+2.14%)$252,554 (+%) Land $53,225 Building $199,329$721,580 (-) Land $152,070 Building $569,510
2024$20,580.00 (+6.8%)$252,552 (-) Land $53,224 Building $199,328
2023$19,270.00 (+2.07%)$252,552 (+24.77%) Land $53,224 Building $199,328$721,580 (+24.77%) Land $152,070 Building $569,510
2022$18,879.00 Homeowner's exemption$202,416 Land $55,083 Building $147,333
2020$578,330 Land $157,380 Building $420,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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