4108 39th St, San Diego, CA 92105 Property Records

San Diego County property record for 4108 39th St, San Diego, CA 92105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 2025
Lot Size	0.86 acres (3,750 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Dec 2012)
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`447-352-19-00`

Property Details

APN / Parcel Number

Primary APN	`447-352-19-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	3,750 sqft (0.86 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	4108 39TH ST
City	SAN DIEGO
State	CA
Zip	92105-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-5
Legal Description	BLK 12 LOT 25 E 100 FT LOT 24 & S 1/2 OF E 100 FT TR 001000
Legal Subdivision	TERALTA
Legal Tract	001000
Legal Block	12
Legal Lot Number	25,24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	2201

Owner

4108 39th St is owned and occupied by two individuals who bought it in December 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4108 39TH ST, SAN DIEGO, CA 92105-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jan 31, 2017	Quit Claim Deed, Transfer · Line of Credit CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2012 · Amount on File
Deed Sale	Dec 3, 2012 · Amount on File
Prior Sale	Feb 10, 2012 · Amount on File
Deed Document Number	2012756938
Prior Transfer Date	Nov 7, 1997
Prior Transfer Doc	0000593610
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4108 39TH ST, SAN DIEGO, CA 92105-1312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 39TH ST, SAN DIEGO, CA 92105-1312

Mortgage

Document Number	0000616415
Date	Oct 13, 2020
Instrument	2020-0616415

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4108 39TH ST, SAN DIEGO, CA 92105-1312
Document Number	0000492185
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 6, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4108 39TH ST SAN DIEGO CA 921051312, SAN DIEGO, CA 92105-1312

Mortgage

Document Number	0000492185
Date	Nov 29, 2018
Instrument	492185

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	4108 39TH ST, SAN DIEGO, CA 92105-1312
Document Number	0000048580
Instrument Date	Jan 19, 2017
Instrument	48580
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4108 39TH ST SAN DIEGO CA 921051312, SAN DIEGO, CA 92105-1312

Mortgage

Document Number	48581
Date	Jan 31, 2017
Instrument	48581

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4108 39th St was $5,236 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$388,379 (+2%) Land $212,578 Building $175,801
2025	$5,236.00 Homeowner's exemption	$380,764 Land $208,410 Building $172,354
2023	$4,431.00 (+2.76%) Homeowner's exemption	$365,980 Land $200,318 Building $165,662
2022	$4,312.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4108 39th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4108 39th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile.

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