Story County property record for 4107 Ross Rd, Ames, IA 50014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,320 sqft · built 1966 |
| Lot Size | 0.27 acres (11,778 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,500 (Jun 2006) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-05-103-140 |
| Primary APN | 09-05-103-140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,164 sqft |
| Finished Basement | 879 sqft |
| Unfinished Basement | 285 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,778 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4107 ROSS RD |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50014-3834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | ONTARIO HEIGHTS SD 7TH ADD LOT 8 |
| Legal Range | 24W |
| Legal Township | 83N |
| Legal Section | 05 |
| Legal Subdivision | ONTARIO HEIGHTS SD 7TH ADD |
| Legal Lot Number | 8 |
| Jurisdiction | STORY IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 600 |
4107 Ross Rd is owned and occupied by two individuals who acquired it in January 2024.
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4107 ROSS RD, AMES, IA 50014-3834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU |
| Jun 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU |
| Jan 29, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2006 · Amount on File |
| Deed Sale | Jun 1, 2006 · Amount on File |
| Deed Document Number | 20066203 |
| Last Transfer Date | Jan 23, 2024 |
| Transfer Doc | 0202400485 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 4107 ROSS RD, AMES, IA 50014-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202204356 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022-04356 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 20, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 4107 ROSS RD, AMES, IA 50014-3834 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0202304143 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-04143 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 20, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jan 29, 2024 |
| Property Address | 4107 ROSS RD, AMES, IA 50014-3834 |
| Document Number | 0202400485 |
| Instrument Date | Jan 23, 2024 |
| Instrument | 2024-00485 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4107 ROSS RD, AMES, IA 50014-3834 |
The 2025 property tax bill for 4107 Ross Rd was $4,916 with a homeowner's exemption, up 5.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,916.00 (+5.4%) Homeowner's exemption | $368,400 Land $58,900 Building $309,500 | $368,400 Land $58,900 Building $309,500 |
| 2024 | $4,664.00 | ||
| 2023 | $331,700 Land $56,200 Building $275,500 | $331,700 Land $56,200 Building $275,500 | |
| 2022 | $3,632.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4107 Ross Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4107 Ross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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