Osceola County property record for 4107 Neptune Rd, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 893 sqft · built 1985 |
| Lot Size | 0.019 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Apr 2007) |
| Tax Bill | $1,625 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82357 |
| Primary APN | 82357 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 3 Plumbing Fixtures |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 893 sqft Heated Area |
| 1st Floor Area | 893 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum Siding |
| Fire Resistance | Wood or Wood & Steel Frame |
| Foundation Type | Footing |
| Roof Type | Wood Truss |
| Roof Material | Composition Shingle |
| Lot Area | 871 sqft (0.019 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 82357 |
|---|---|
| Street Address | 4107 NEPTUNE RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6741 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Legal Description | PALAMAR OAKS VILLAS CB 1 PGS 247-248 OR 766/1 UNIT 4107 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 412 |
| Legal Block | 1 |
| Legal Lot Number | 410 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82357
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4500 MILDRED BASS RD, SAINT CLOUD, FL 34772-8082 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2007 · Amount on Record |
| Deed Sale | Apr 04, 2007 · Amount on Record |
| Prior Sale | Jan 04, 2000 · Amount on Record |
| Deed Document Number | 2007066531 |
| Deed Book / Page | 3448 / 2066 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 (+24.05%) | $98,200 (+33.79%) Building $98,200 | $98,200 (+33.79%) Building $98,200 |
| 2023 | $1,310.00 (+9.62%) | $73,400 (+9.06%) Building $73,400 | $73,400 (+9.06%) Building $73,400 |
| 2022 | $1,195.00 | $67,300 Building $67,300 | $67,300 Building $67,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 29 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 units insured 6 under condo master policies |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 263 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures