4107 Mountain Dr, Monroe, NC 28112 Property Records

Union County property record for 4107 Mountain Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details2 bd · 2 ba · 1,312 sqft · built 1998
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jun 2024)
Tax Bill$1,256 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Nov 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-060-036

Property Details

APN / Parcel Number

Primary APN04-060-036

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area1,312 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4107 MOUNTAIN DR
CityMONROE
StateNC
Zip28112-8185
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#20 MOUNTAIN VIEW PB05 PG188
Legal SubdivisionMOUNTAIN VIEW
JurisdictionUNION NC
Township / Civil DivisionBUFORD
Census Block Group3
Census Block3006
Census Tract20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4107 MOUNTAIN DR, MONROE, NC 28112-8185
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2024Warranty Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
Nov 24, 2021Intrafamily Transfer, Transfer
May 7, 2021Warranty Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE
May 7, 2021Warranty Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2024 · Amount on Record
Deed SaleJun 6, 2024 · Amount on Record
Prior SaleMay 7, 2021 · Amount on Record
Deed Document Number202412986
Deed Book / Page8916 / 848
Prior Transfer DateMay 7, 2024
Prior Transfer Doc0000010416
Record UpdatedOct 29, 2026

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJun 6, 2024
Property Address4107 MOUNTAIN DR, MONROE, NC 28112-8185
Document Number0008916848
Book / Page8916 / 848
Map ReferenceMB 5 PG 188
Instrument DateJun 6, 2024
Instrument12986
Transaction TypeTransfer
Record UpdatedDec 2, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address915 WISHING WELL LN, CHARLOTTE, NC 28270-2150

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 MOUNTAIN DR, MONROE, NC 28112-8185

Mortgage

Document Number0000012987
DateJun 6, 2024
Instrument12987
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUNION NC
Recording DateNov 24, 2021
Property Address4107 MOUNTAIN DR, MONROE, NC 28112-8185
Document Number0008323842
Book / Page8323 / 842
Map ReferenceMB 5 PG 188
Instrument DateNov 15, 2021
Instrument55743
Transaction TypeTransfer
Record UpdatedDec 2, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 MOUNTAIN DR, MONROE, NC 28112-8185

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 7, 2021
Property Address4107 MOUNTAIN DR, MONROE, NC 28112-8185
Document Number0008094197
Book / Page8094 / 197
Map ReferenceMB 5 PG 188
Instrument DateMay 6, 2021
Instrument21908
Transaction TypeTransfer
Record UpdatedDec 2, 2025
Title CompanyMOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3624 MEDLIN RD, MONROE, NC 28112-7480

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 MOUNTAIN DR, MONROE, NC 28112-8185

Mortgage

Document Number0000021909
DateMay 7, 2021
Instrument21909
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Mortgage

Document Number0008094210
DateMay 7, 2021
Book Page8094/210
Instrument21910
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueMay 7, 2036

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 7, 2021
Property Address4107 MOUNTAIN DR, MONROE, NC 28112-8185
Document Number8094197
Book / Page8094 / 197
Map ReferenceMB 5 PG 188
Instrument DateMay 6, 2021
Instrument21908
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyFOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3624 MEDLIN RD, 3624, MONROE, NC 28112-7480

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 MOUNTAIN DR, MONROE, NC 28112-8185

Mortgage

Document Number21909
DateMay 7, 2021
Instrument21909
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$262,700 (-) Land $46,400 Building $216,300$262,700 (-) Land $46,400 Building $216,300
2025$1,256.00 (+5.81%)$262,700 (+37.76%) Land $46,400 Building $216,300$262,700 (+37.76%) Land $46,400 Building $216,300
2023$1,187.00$190,700 Land $29,400 Building $161,300$190,700 Land $29,400 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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