4107 Inverrary Ct, Commerce Township, MI 48382 Property Records

Oakland County property record for 4107 Inverrary Ct, Commerce Township, MI 48382

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 3,442 sqft · built 2015
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on File
Last Sale$660,000 (Jan 2022)
Tax Bill$9,297 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNE-17-06-379-004

Property Details

APN / Parcel Number

Primary APNE-17-06-379-004

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area3,442 sqft Living Area
1st Floor Area2,682 sqft
Basement Area2,161 sqft
Unfinished Basement2,161 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Garage Area711 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area61 sqft
Patio Area455 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4107 INVERRARY CT
CityCOMMERCE TOWNSHIP
StateMI
Zip48382-9301
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeKI
Legal DescriptionT2N, R8E, SEC 6 OAKLAND COUNTY CONDOMINIUM PLAN NO 2070 WILDWOOD COMMONS UNIT 4 L 46892 P 470 3-27-14 FR 376-001
Legal Range08E
Legal Township02N
Legal Section06
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit4
JurisdictionOAKLAND MI
Township / Civil DivisionCOMMERCE
Census Block Group1
Census Block1006
Census Tract135300

Owner

4107 Inverrary Ct, a condominium, is owned and occupied by two individuals who bought it in January 2022.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROSS MORTGAGE CORP
Jan 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jan 18, 2022Warranty Deed, Transfer
STATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC
May 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 18, 2022 · Amount on File
Deed SaleJan 18, 2022 · Amount on File
Prior SaleOct 20, 2016 · Amount on File
Deed Document Number2022297320
Deed Book / Page57311 / 388
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301
Transaction TypeMortgage
Record UpdatedSep 30, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301

Mortgage

Document Number0000101098
DateApr 14, 2021
Book Page56065/514
Instrument101098
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueApr 1, 2041

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 INVESTRRARY CT, COMMERCE TOWNSHIP, MI 48382-9301

Mortgage

Document Number0000290801
DateJan 11, 2022
Book Page57269/316
Instrument290801
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 18, 2022
Property Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301
Document Number0000297320
Book / Page57311 / 388
Map ReferenceLB 46892 PG 470-532
Instrument DateDec 14, 2021
Instrument297320
Transaction TypeTransfer
Record UpdatedMar 21, 2022
Title CompanySTATE STREET TITLE AGENCY LLC, STATE STREET TITLE AGCY LLC

Transaction

AmountAmount on Record
Tax$4,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4107 INVERRARY CT, 4107, COMMERCE TOWNSHIP, MI 48382-9301

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4107 INVERRARY CT, COMMERCE TOWNSHIP, MI 48382-9301
Document Number0000159582
Book / Page051003 / 000421
Instrument DateMay 23, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4107 INVERRARY CT COMMERCE TOWNSHIP MI 483829301, COMMERCE TOWNSHIP, MI 48382-9301

Mortgage

Document Number0000159582
DateAug 24, 2017
Book Page051003/000421
Instrument159582
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueAug 23, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 4107 Inverrary Ct was $9,297 with a homeowner's exemption, down 31.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionCommerce Charter Township
Unified School DistrictHuron Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,297.00 (-31.25%) Homeowner's exemption$430,130 (+6.93%)$860,260 (+6.93%)
2024$13,522.00 (-1.05%) Homeowner's exemption$402,250 (-7.71%)$804,500 (-7.71%)
2023$13,666.00 Homeowner's exemption$435,860$871,720
2021$9,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4107 Inverrary Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1993–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Inverrary Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF MILFORD
serves 6,366 people · EPA ID MI0004390
Water SourceGroundwater
Last State InspectionJul 2025
Also Mapped HereCOMMERCE TOWNSHIP
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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