Midland County property record for 4107 Elm Ct, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,703 sqft · built 1954 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,690 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-70-186 |
| Primary APN | 14-10-70-186 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,706 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 145 ft deep x 90 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4107 ELM CT |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 21 FORESTLAWN ADD |
| Legal Subdivision | FORESTLAWN ADD |
| Legal Lot Number | 21 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 290300 |
4107 Elm Ct is owner-occupied and held in a trust since September 2025.
Source: Midland County records, as of August 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4107 ELM CT, MIDLAND, MI 48642-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 7, 2025 | Intrafamily Transfer, Transfer |
| Dec 10, 2020 | Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2025 |
| Transfer Doc | 2025R09975 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Nov 7, 2025 |
| Property Address | 4107 ELM CT, MIDLAND, MI 48642-3502 |
| Document Number | 2025R09975 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 2025R-09975 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4107 ELM CT, MIDLAND, MI 48642-3502 |
| Name | Verified Name |
|---|---|
| Address | 4107 ELM CT, MIDLAND, MI 48642-3502 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 4107 ELM CT, MIDLAND, MI 48642-3502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4107 ELM CT, MIDLAND, MI 48642-3502 |
| Document Number | 1640/597 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 1640/597 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 4, 2050 |
The 2025 property tax bill for 4107 Elm Ct was $3,690 with a homeowner's exemption, up 1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,700 (+4.99%) | $269,400 (+4.99%) | |
| 2025 | $3,690.00 (+1.04%) Homeowner's exemption | $128,300 | $256,600 |
| 2024 | $3,652.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4107 Elm Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4107 Elm Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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