4107 E Withlacoochee Trl, Dunnellon, FL 34434 Property Records

Citrus County property record for 4107 E Withlacoochee Trl, Dunnellon, FL 34434

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,644 sqft · built 1989
Lot Size5.46 acres (237,968 sqft)
OwnerIndividual Name on Record
Last Sale$320,000 (Feb 2020)
Tax Bill$4,710 (2025)
Deeds & MortgagesOct 2020 Mortgage
Feb 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN19E-17S-24-31000-004.0

Property Details

APN / Parcel Number

Primary APN19E-17S-24-31000-004.0
Alternative APNs
  • 2417S19E310000040
  • 2253568

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,644 sqft Living Area
1st Floor Area2,606 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area237,968 sqft (5.46 acres)
Lot Dimensions733 ft deep x 273 ft wide
Garage TypeMixed
Garage Area672 sqft
CarportCarport
Carport Area240 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area662 sqft
Deck Area160 sqft
Patio Area190 sqft
Utility Building264 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2253568
Old Parcel Number2417S19E310000040
Street Address4107 E WITHLACOOCHEE TRL
CityDUNNELLON
StateFL
Zip34434-4757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLRMH COASTAL LAKES & RVR
Legal DescriptionTHAT PART OF THE NORTH 200 FEET OF THE SOUTH 800 FEET OF THE N 1/2 OF THE SW 1/4 OF SECTION 24 TOWNSHIP 17 SOUTH RANGE 19
Legal Range19E
Legal Township17S
Legal Section24
Legal SubdivisionUNREC TRACTS IN 24-17S-19E
Legal Lot Number4
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1048
Census Tract450106

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 3, 2020Special Warranty Deed, Transfer · VA Mortgage
STEARNS LENDING LLC
Sep 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WILLIAM FIELDER
Aug 1, 2019Deed of Trust, Mortgage · Conventional with PMI
SUMMIT HILL CAPITAL LLC
Jun 20, 2018Warranty Deed, Transfer · Line of Credit
SUMMIT HILL CAPITAL LLC
Oct 16, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2020 · Amount on Record
Deed SaleFeb 3, 2020 · Amount on Record
Prior SaleJun 20, 2018 · Amount on Record
Deed Document Number2020005798
Deed Book / Page3036 / 0230
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030981209
DateOct 8, 2020
Book Page3098/1209
Instrument2020054216
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term353 Months
DueMar 1, 2050

February 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCITRUS FL
Recording DateFeb 3, 2020
Property Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
Document Number0030360230
Book / Page3036 / 0230
Map ReferenceMB 576 PG 822
Instrument DateJan 29, 2020
Instrument2020005798
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanySUNSHINE TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9838 OLD BAYMEADOWS RD # 208, 9838, JACKSONVILLE, FL 32256-8101

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757

Mortgage

Document Number0030360231
DateFeb 3, 2020
Instrument3036/0231
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
Document Number0030101485
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedNov 4, 2019
Title CompanySUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9838 OLD BAYMEADOWS RD #208 JACKSONVILLE FL 322568101, 208, JACKSONVILLE, FL 32256-8101

Mortgage

Document Number0030101485
DateOct 10, 2019
Book Page003010/001485
Instrument53399
Lender
NameWILLIAM FIELDER
Address4577 ELM CT, DENVER, CO 80211-1442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueOct 9, 2022

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
Document Number0029991907
Instrument DateAug 1, 2019
Transaction TypeMortgage
Record UpdatedSep 9, 2019
Title CompanySTEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9920 BLAKEFORD MILL RD JACKSONVILLE FL 322563434, JACKSONVILLE, FL 32256-3434

Mortgage

Document Number0029991907
DateAug 23, 2019
Book Page002999/001907
Instrument44343
Lender
NameSUMMIT HILL CAPITAL LLC
Address51 JOHN F KENNEDY PKWY # 1ST, SHORT HILLS, NJ 07078-2704
Agreement
TypeConventional with PMI
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 20, 2018
Property Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
Document Number0029081245
Book / Page002908 / 001245
Instrument DateJun 15, 2018
Instrument31132
Transaction TypeTransfer
Record UpdatedJul 18, 2018
Title CompanySUNSHINE TITLE CORPORATION

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9838 OLD BAYMEADOWS RD #208 JACKSONVILLE FL 322568101, 208, JACKSONVILLE, FL 32256-8101

Mortgage

Document Number29081246
DateJun 20, 2018
Book Page002908/001246
Instrument31133
Lender
NameSUMMIT HILL CAPITAL LLC
Address51 JOHN F KENNEDY PKWY # W, SHORT HILLS, NJ 07078-2704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCITRUS FL
Recording DateOct 16, 2017
Property Address4107 E WITHLACOOCHEE TRL, DUNNELLON, FL 34434-4757
Document Number0028580188
Book / Page002858 / 000188
Instrument DateOct 13, 2017
Instrument47126
Transaction TypeTransfer
Record UpdatedOct 30, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 E WITHLACOOCHEE TRL DUNNELLON FL 344344757, DUNNELLON, FL 34434-4757

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,710.00 (+5.7%) Homeowner's exemption Additional exemption filed$388,710 (-4.49%) Land $67,840 Building $320,870$388,710 (-4.49%) Land $67,840 Building $320,870
2024$4,456.00 (+4.26%) Homeowner's exemption Additional exemption filed$407,002 (+3.9%) Land $67,840 Building $339,162$407,002 (+3.9%) Land $67,840 Building $339,162
2023$4,274.00 (+9.7%) Homeowner's exemption Additional exemption filed$391,732 (+12.32%) Land $67,840 Building $323,892$391,732 (+12.32%) Land $67,840 Building $323,892
2022$3,896.00 Homeowner's exemption Additional exemption filed$348,754 Land $67,840 Building $280,914$348,754 Land $67,840 Building $280,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims6 (2017–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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