4107 E 1200 N, Romney, IN 47981 Property Records

Montgomery County property record for 4107 E 1200 N, Romney, IN 47981

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,752 sqft · built 2022
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-04004-16`

Property Details

APN / Parcel Number

Primary APN	`012-04004-16`
Alternative APN	`54-02-01-200-004.003-016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,752 sqft Living Area
1st Floor Area	2,634 sqft
2nd Floor Area	870 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Wood
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	012-04004-16
Street Address	4107 E 1200 N
City	ROMNEY
State	IN
Zip	47981-8003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWQ 1-20-4 4.00 A
Jurisdiction	MONTGOMERY IN
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1008
Census Tract	956700

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4107 E 1200 N, ROMNEY, IN 47981-8003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage HALLMARK HOME MORTGAGE LLC
Mar 28, 2022	Deed of Trust, Mortgage · Construction Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Recording Date	Aug 6, 2026
Property Address	4107 E 1200 N, ROMNEY, IN 47981-8003
Document Number	0000004109
Instrument Date	Aug 1, 2026
Instrument	20264109
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 E 1200 N, ROMNEY, IN 47981-8003

Mortgage

Document Number	0000004109,
Date	Aug 6, 2026
Instrument	20264109

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	4107 E 1200 N, ROMNEY, IN 47981-8003
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206177
Date	Nov 9, 2022
Instrument	202206177

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IN
Property Address	4107 E 1200 N, ROMNEY, IN 47981-8003
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 NORTH LN, LINDEN, IN 47955-8080

Mortgage

Document Number	0202201706
Date	Mar 28, 2022
Instrument	202201706

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Montgomery County
County Subdivision	Madison Township
Unified School District	North Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (-2.8%)	$326,100 (+7.91%) Land $49,000 Building $277,100	$326,100 (+7.91%) Land $49,000 Building $277,100
2024	$1,965.00 (+13.78%)	$302,200 (+9.77%) Land $49,000 Building $253,200	$302,200 (+9.77%) Land $49,000 Building $253,200
2023	$1,727.00 (+590.8%)	$275,300 Land $42,600 Building $232,700	$275,300 Land $42,600 Building $232,700
2022	$250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tipmont REMC Fiber	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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