4107 Celtic Way, Frederick, MD 21704 Property Records

Frederick County property record for 4107 Celtic Way, Frederick, MD 21704 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4.5 Baths
Year BuiltBuilt 2007
Square Footage4,264 sqft Living Area
Lot Size8,537 sqft (0.196 acres)
GarageDetached, 546 sqft
OccupancyOwner Occupied
Last Sale$880,000 (2024)
Tax Bill$10,343.00 (2024)

Property Details

APN / Parcel Number

Primary APN07-246846
Alternative APN
  • 246846

Interior

Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,264 sqft Living Area
1st Floor1,632 sqft 1st Floor
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,537 sqft (0.196 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area546 sqft Garage
Deck Area160 sqft Deck
PorchOpen Porch
Porch Area320 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number246846
Street Address4107 CELTIC WAY
CityFREDERICK
StateMD
Zip21704-7373
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 25358 8,537 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HLNDS SEC P1
Legal Lot Number25358
JurisdictionFREDERICK MD
Minor Civil Division7, URBANA
Census Blockgroup1
Census Block1035
Census Tract752205

Owner

Source: Frederick County records · APN 07-246846

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4107 CELTIC WAY, FREDERICK, MD 21704-7373
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 02, 2024Deed, Transfer · Conventional Mortgage
FIDELITY DIRECT MORTGAGE LLC
Jun 20, 2023Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2024 · Amount on Record
Deed SaleJan 02, 2024 · Amount on Record
Prior SaleJun 20, 2023 · Amount on Record
Prior Transfer DateJun 25, 2015
Prior Transfer Doc0109250140
Record RefreshedJun 08, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 02, 2024
Property Address4107 CELTIC WAY, FREDERICK, MD 21704-7373
Document Number0167190039
Book / Page16719 / 39
Map ReferenceMB 81 PL 16
Instrument DateNov 25, 2023
Transaction TypeTransfer
Record UpdatedJan 11, 2024
Title CompanyKTL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4107 CELTIC WAY, FREDERICK, MD 21704-7373

Mortgage

Document Number0001671946
DateJan 02, 2024
Instrument16719/46
Lender
NameFIDELITY DIRECT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 01, 2053

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJun 20, 2023
Property Address4107 CELTIC WAY, FREDERICK, MD 21704-7373
Document Number0164860102
Book / Page16486 / 102
Map ReferenceMB 81 PL 16
Instrument DateJun 15, 2023
Transaction TypeTransfer
Record UpdatedJul 10, 2023
Title CompanyLEGACYHOUSE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4107 CELTIC WAY, FREDERICK, MD 21704-7373

Mortgage

Document Number0016486109
DateJun 20, 2023
Instrument16486/109
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address4107 CELTIC WAY, FREDERICK, MD 21704-7373
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyRESOURCE RE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0141130263
DateSep 28, 2020
Book Page14113/263
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$789,000 (+14.82%)$901,200 (+22.96%) Land $226,700 Building $674,500
2024$10,343.00 (+12.61%)
2023$9,185.00 (+4.66%) Homeowner's exemption$687,133 (+7.14%)$732,900 (-) Land $176,700 Building $556,200
2022$8,776.00 Homeowner's exemption$641,367$732,900 Land $176,700 Building $556,200

Flood & Wildfire

4107 Celtic Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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