York County property record for 4107 Brandy Creek Ct, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,549 sqft · built 2024 |
| Lot Size | 1.04 acres (45,478 sqft) |
| Owner | Individual Name on File |
| Last Sale | $621,000 (Apr 2024) |
| Tax Bill | $2,948 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 359-01-01-075 |
| Primary APN | 359-01-01-075 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,672 sqft |
| 1st Floor Area | 2,009 sqft |
| 2nd Floor Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,478 sqft (1.04 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 345 sqft |
| Deck Area | 102 sqft |
| Street Address | 4107 BRANDY CREEK CT |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-0670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 41 SANDERS LANDING PHS 3 |
| Legal Subdivision | SANDERS LANDING PHS 3 |
| Legal Lot Number | 41 |
| Jurisdiction | YORK SC |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 61504 |
Source: York County records · APN 359-01-01-075
Assessment roll updated November 17, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 08, 2025 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 17, 2024 | Deed, Subdivision Related Transfer · VA Mortgage USAA FSB |
| May 22, 2023 | Deed, Transfer |
| Feb 18, 2021 | Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NATIONAL ASSOCIATI |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | May 22, 2023 · Amount on Record |
| Deed Document Number | 202411494 |
| Deed Book / Page | 21257 / 364 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Document Number | 2219900101 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 22199/101 |
| Instrument | 2025035427 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Document Number | 2169700083 |
|---|---|
| Date | Jan 08, 2025 |
| Book Page | 21697/83 |
| Instrument | 2025000564 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Apr 17, 2024 |
| Property Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Document Number | 2125700364 |
| Book / Page | 21257 / 364 |
| Map Reference | MB 164 PG 419 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024011494 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,614.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Investor | Possibly a Property Investor |
| Document Number | 2024011495 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024011495 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | May 22, 2023 |
| Property Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Document Number | 2076500010 |
| Book / Page | 20765 / 10 |
| Map Reference | MB 164 PG 419 |
| Instrument Date | May 19, 2023 |
| Instrument | 2023015166 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $179.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 37238, ROCK HILL, SC 29732-0520 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Feb 18, 2021 |
| Property Address | 4107 BRANDY CREEK CT, CLOVER, SC 29710-0670 |
| Document Number | 1900900387 |
| Book / Page | 19009 / 387 |
| Map Reference | MB 164 PG 419 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 2021009459 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 415 STACY LN, YORK, SC 29745-2210 |
| Document Number | 2021009460 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 2021009460 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Mar 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
Source: York County records · Assessment roll updated November 17, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,948.00 (+136.6%) | $23,476 (+611.39%) Land $3,000 Building $20,476 | $586,900 (+967.09%) Land $75,000 Building $511,900 |
| 2023 | $1,246.00 | $3,300 Land $3,300 | $55,000 Land $55,000 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Wildfire Risk | Moderate above 42% of the US · lower than 70% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
Based on FCC filings for 38 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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