4107 Bailey Dr, Winterville, NC 28590 Property Records

Pitt County property record for 4107 Bailey Dr, Winterville, NC 28590

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,339 sqft · built 2005
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Feb 2014)
Tax Bill	$2,801 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`066494`

Property Details

APN / Parcel Number

Primary APN	`066494`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,339 sqft Heated Area
Gross Area	3,384 sqft
1st Floor Area	1,559 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	4107 BAILEY DR
City	WINTERVILLE
State	NC
Zip	28590-7869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SANDY MILL RUN
Legal Subdivision	SANDY MILL RUN
Legal Phase	2
Legal Lot Number	34
Jurisdiction	PITT NC
Township / Civil Division	AYDEN
Census Block Group	2
Census Block	2017
Census Tract	1601

Owner

4107 Bailey Dr is owned and occupied by two individuals who bought it in February 2014.

Source: Pitt County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4107 BAILEY DR, WINTERVILLE, NC 28590-7869
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK
Mar 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2014 · Amount on File
Deed Sale	Feb 10, 2014 · Amount on File
Deed Book / Page	3195 / 387
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Recording Date	Aug 7, 2026
Property Address	4107 BAILEY DR, WINTERVILLE, NC 28590-7869
Document Number	4809000238
Book / Page	4809 / 238
Instrument Date	Aug 3, 2026
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 BAILEY DR, WINTERVILLE, NC 28590-7869

Mortgage

Document Number	4809000238,
Date	Aug 7, 2026
Book Page	4809/238

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2056

Interest

Rate	6.43%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4107 BAILEY DR, WINTERVILLE, NC 28590-7869
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004259
Date	Mar 21, 2022
Book Page	4259/542

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITT NC
Property Address	4107 BAILEY DR, WINTERVILLE, NC 28590-7869
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004074
Date	Mar 22, 2021
Book Page	4074/278

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	277 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 4107 Bailey Dr was $2,801.

Source: Pitt County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pitt County
Unified School District	Pitt County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,801.00	$376,524 (-) Land $45,000 Building $331,524	$376,524 (-) Land $45,000 Building $331,524
2025	$2,801.00	$376,524 Land $45,000 Building $331,524	$376,524 Land $45,000 Building $331,524
2023	$1,970.00	$223,200 Land $22,000 Building $201,200	$223,200 Land $22,000 Building $201,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4107 Bailey Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 Bailey Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELL ARTHUR WATER CORP private · serves 11,765 people · EPA ID NC0474045
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: HarvestBeam.

Cell Coverage

4G LTE only, no 5G reported

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