4107 174th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4107 174th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,780 sqft · built 1992
Lot Size	5.45 acres (237,402 sqft)
Owner	Individual Name on File
Last Sale	$1,275,000 (Sep 2022)
Tax Bill	$6,226 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-081004-0`

Property Details

APN / Parcel Number

Primary APN	`11-081004-0`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,780 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	1,984 sqft
Basement Area	1,832 sqft
Finished Basement	1,500 sqft
Unfinished Basement	332 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Lot Area	237,402 sqft (5.45 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4107 174TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UER-C
Legal Description	RLS 168 LOT TCT BLOCK 00D
Legal Subdivision	RLS 168
Legal Tract	D
Legal Block	D
Legal Lot Number	TCT
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2013
Census Tract	81001

Owner

4107 174th St E is owned and occupied by an individual who bought it in September 2022.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4107 174TH ST E, PRIOR LAKE, MN 55372-2746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Commercial Mortgage TRADITION CAPITAL BANK
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Sep 2, 2022 · Amount on File
Deed Document Number	20221163128
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000258912
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4107 174TH ST E, PRIOR LAKE, MN 55372-2746
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T291741
Date	Mar 18, 2026
Instrument	T291741

Lender

Name	TRADITION CAPITAL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Mar 9, 2028

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Sep 2, 2022
Property Address	4107 174TH ST E, PRIOR LAKE, MN 55372-2746
Document Number	000T278265
Instrument Date	Aug 31, 2022
Instrument	T278265
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FLEX TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4107 174TH ST E, PRIOR LAKE, MN 55372-2746

Mortgage

Document Number	000T278266
Date	Sep 2, 2022
Instrument	T278266

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4107 174TH ST E, PRIOR LAKE, MN 55372-2746
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4107 174TH ST E, PRIOR LAKE, MN 55372-2746

Mortgage

Document Number	0000264804
Date	Oct 15, 2020
Instrument	264804

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4107 174th St E was $6,226 with a homeowner's exemption, up 6.9% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,226.00 (+6.94%) Homeowner's exemption	$747,000 (+3.13%) Land $312,800 Building $434,200	$747,000 (+3.13%) Land $312,800 Building $434,200
2025	$5,822.00 (+3.04%) Homeowner's exemption	$724,300 (+2.69%) Land $294,900 Building $429,400	$724,300 (+2.69%) Land $294,900 Building $429,400
2024	$5,650.00 (-1.29%) Homeowner's exemption	$705,300 (+6.91%) Land $280,400 Building $424,900	$705,300 (+6.91%) Land $280,400 Building $424,900
2023	$5,724.00 Homeowner's exemption	$659,700 Land $265,400 Building $394,300	$659,700 Land $265,400 Building $394,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4107 174th St E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4107 174th St E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · Fiber in parts of the area · not low latency	125 / 40
Nuvera Communications DSL	30 / 3
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, GigFire, Mediacom Xtream, Verizon.

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