4106 Upton Ave, Toledo, OH 43613 Property Records

Lucas County property record for 4106 Upton Ave, Toledo, OH 43613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,653 sqft · built 1924
Lot Size	0.241 acres (10,480 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Apr 2018)
Tax Bill	$1,614 (2024)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-08137`

Property Details

APN / Parcel Number

Primary APN	`07-08137`
Alternative APN	`03118038`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,653 sqft Living Area
Gross Area	2,421 sqft
1st Floor Area	885 sqft
2nd Floor Area	768 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,480 sqft (0.241 acres)
Lot Dimensions	131 ft deep x 80 ft wide
View / Lot	Secondary
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4106 UPTON AVE
City	TOLEDO
State	OH
Zip	43613-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-IL
Legal Description	HEARTHSTONE LOTS 46 & 47
Legal Subdivision	HEARTHSTONE
Legal Tract	2
Legal Lot Number	46,47
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2003
Census Tract	202

Owner

Source: Lucas County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4106 UPTON AVE, TOLEDO, OH 43613-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU
Apr 27, 2018	Survivorship Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Jan 8, 2008 · Amount on Record
Deed Document Number	201817787
Last Transfer Date	Sep 2, 2026
Transfer Doc	0000034317
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 2, 2026
Property Address	4106 UPTON AVE, TOLEDO, OH 43613-4004
Document Number	0000034316
Instrument Date	Sep 2, 2026
Instrument	202634316
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4106 UPTON AVE, TOLEDO, OH 43613-4004

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 2, 2026
Property Address	4106 UPTON AVE, TOLEDO, OH 43613-4004
Document Number	0000034317
Instrument Date	Sep 2, 2026
Instrument	202634317
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 UPTON AVE, TOLEDO, OH 43613-4004

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	4106 UPTON AVE, TOLEDO, OH 43613-4004
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 UPTON AVE, TOLEDO, OH 43613-4004

Mortgage

Document Number	0000040094
Date	Jul 28, 2021
Instrument	202107280040094

Lender

Name	DIRECTIONS CU
Type	Credit Union
Address	TOLEDO, OH 43604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Apr 27, 2018
Property Address	4106 UPTON AVE, TOLEDO, OH 43613-4004
Document Number	0000017787
Map Reference	VOL34 PG9
Instrument Date	Apr 25, 2018
Instrument	201804270017787
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$239.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4106 UPTON AVE, TOLEDO, OH 43613-4004

Mortgage

Document Number	0000017788
Date	Apr 27, 2018
Instrument	201804270017788

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,385 (-) Land $8,295 Building $20,090	$81,100 (-) Land $23,700 Building $57,400
2024	$1,614.00 (-8.24%)	$28,385 (+10.19%) Land $8,295 Building $20,090	$81,100 (+10.19%) Land $23,700 Building $57,400
2023	$1,759.00 (-0.4%)	$25,760 (-) Land $7,910 Building $17,850
2022	$1,766.00 Homeowner's exemption	$25,760 Land $7,910 Building $17,850
2021			$73,600 Land $22,600 Building $51,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable	10,000 / 10,000

May also be available: MetaLINK Technologies, T-Mobile, Verizon.

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