4106 Spencer St, #B, Houston, TX 77007 Property Records

Harris County property record for 4106 Spencer St, #B, Houston, TX 77007

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,990 sqft · built 2005
Lot Size0.035 acres (1,502 sqft)
Owner2 Individual Names on Record
Last Sale$403,600 (Jan 2020)
Tax Bill$6,825 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN126-412-001-0001

Property Details

APN / Parcel Number

Primary APN126-412-001-0001

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories3 Stories
Building Area1,990 sqft Living Area
1st Floor Area826 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area1,502 sqft (0.035 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1264120010001
Street Address4106 SPENCER ST, B
CityHOUSTON
StateTX
Zip77007-3552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BLK 1 UPPER WEST END SEC 11
Legal SubdivisionUPPER WEST END SEC 11
Legal Block1
Legal Lot Number1
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2007
Census Tract510601

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4106 SPENCER ST, B, HOUSTON, TX 77007-3552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 24, 2020 · Amount on Record
Deed SaleJan 24, 2020 · Amount on Record
Prior SaleFeb 10, 2015
Deed Document Number202033242
Prior Transfer DateJan 21, 2020
Prior Transfer Doc0000033242
Record UpdatedOct 29, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJan 24, 2020
Property Address4106 SPENCER ST # B, B, HOUSTON, TX 77007-3552
Document Number0000033242
Instrument DateJan 21, 2020
Instrument33242
Transaction TypeTransfer
Record UpdatedFeb 4, 2020
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4106 SPENCER ST HOUSTON TX 770073552, HOUSTON, TX 77007-3552

Mortgage

Document Number33243
DateJan 24, 2020
Instrument33243
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 23, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$371,942 (-4.3%) Land $127,670 Building $244,272$371,942 (-4.3%) Land $127,670 Building $244,272
2025$6,825.00 (+1.52%) Homeowner's exemption$388,669 (+4.36%) Land $127,670 Building $260,999$388,669 (+4.36%) Land $127,670 Building $260,999
2024$6,723.00 (+8.96%)
2023$372,426 Land $97,630 Building $274,796$372,426 Land $97,630 Building $274,796
2022$6,170.00 (-13.23%)
2020$7,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies42 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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