4106 Silver Reef, Galveston, TX 77554 Property Records

Galveston County property record for 4106 Silver Reef, Galveston, TX 77554

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,692 sqft · built 2015
Lot Size0.203 acres (8,850 sqft)
OwnerCompany Name on Record
Tax Bill$16,952 (2025)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone AE (high risk)
APN5863-0003-0039-000

Property Details

APN / Parcel Number

Primary APN5863-0003-0039-000
Alternative APN
  • R307210

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,692 sqft Living Area
Gross Area2,956 sqft
1st Floor Area1,390 sqft
2nd Floor Area1,302 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2016
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,850 sqft (0.203 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area1 sqft
PorchOpen Porch
Porch Area600 sqft
Deck Area25 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4106 SILVER REEF
CityGALVESTON
StateTX
Zip77554
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionABST 121 PAGE 41 LOT 39 BLK 3 PIRATES BEACH SEC 10
Legal SubdivisionPIRATES BEACH SEC 10 (91)
Legal Block3
Legal Lot Number39
JurisdictionGALVESTON TX
Township / Civil DivisionGALVESTON
Census Block Group1
Census Block1060
Census Tract726101

Owner

Source: Galveston County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2357 ASPEN DR, PAMPA, TX 79065-3018
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2021
Deed SaleSep 10, 2021
Prior SaleJul 22, 2014
Deed Document Number202166405
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALVESTON TX
Recording DateSep 10, 2021
Property Address4106 SILVER REEF, GALVESTON, TX 77554
Document Number0000066405
Map ReferenceVOL 18 POG 358
Instrument DateSep 9, 2021
Instrument2021066405
Transaction TypeTransfer
Record UpdatedOct 18, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 HARWOOD DR, 129, LEAGUE CITY, TX 77573-4341

Transferred To (Grantee/Buyer)

NameVerified Name
Address2357 ASPEN DR, PAMPA, TX 79065-3018

Tax Assessment & Valuation

Source: Galveston County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGalveston County
MunicipalityGalveston City
Unified School DistrictGalveston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,100,000 (+1%) Land $184,880 Building $915,120$1,100,000 (+1%) Land $184,880 Building $915,120
2025$16,952.00 (-8.29%)$1,000,000 (+0.1%) Land $75,000 Building $925,000$1,000,000 (+0.1%) Land $75,000 Building $925,000
2024$18,484.00 (+80.33%)
2023$999,000 Land $75,000 Building $924,000$999,000 Land $75,000 Building $924,000
2018$10,250.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 2,023 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,023 in force
Nearby Flood Claims253 (1989–2026)
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Beryl, Jul 2024 · 32 claims
  • Hurricane Harvey, Sep 2017 · 25 claims
  • Hurricane Ike, Sep 2008 · 141 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALVESTON
serves 52,326 people · EPA ID TX0840003
Water SourcePurchased surface water from GULF COAST WATER AUTHORITY TX CITY
Last State InspectionJan 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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