Clay County property record for 4106 Sandy Run Dr E, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,308 sqft · built 2019 |
| Lot Size | 1.07 acres (46,957 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,975 (Jun 2018) |
| Tax Bill | $4,066 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Nov 2022 Transfer + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-05-24-006398-005-00 |
| Primary APN | 14-05-24-006398-005-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 3,308 sqft Living Area |
| Gross Area | 4,244 sqft |
| 1st Floor Area | 2,490 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 46,957 sqft (1.07 acres) |
| Lot Dimensions | 470 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 58 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4106 SANDY RUN DR E |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-2 |
| Legal Description | PT OF GOV LOT 14 S14T5R24 A/K/A LOT 4 SANDY RUN AS REC OR 1382 PG 93; 1663 PG 1563; 1808 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 14 |
| Legal Subdivision | SANDY RUN |
| Legal Lot Number | 14,4 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31201 |
Source: Clay County records · APN 14-05-24-006398-005-00
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Nov 30, 2022 | Intrafamily Transfer, Transfer |
| Dec 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Jun 20, 2018 | Warranty Deed, Transfer · ARM FIFTH THIRD MORTGAGE CO |
| Oct 27, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on Record |
| Deed Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 201831797 |
| Deed Book / Page | 4095 / 925 |
| Last Transfer Date | Nov 28, 2022 |
| Transfer Doc | 0046701677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Document Number | 0046801297 |
|---|---|
| Date | Jan 09, 2023 |
| Book Page | 4680/1297 |
| Instrument | 2023000999 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 30, 2022 |
| Property Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Document Number | 0046701677 |
| Book / Page | 4670 / 1677 |
| Map Reference | OR 1382 PG 93 |
| Instrument Date | Nov 28, 2022 |
| Instrument | 2022069654 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR N, MIDDLEBURG, FL 32068 |
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR N, MIDDLEBURG, FL 32068 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Document Number | 0043870451 |
|---|---|
| Date | Dec 09, 2020 |
| Book Page | 4387/451 |
| Instrument | 2020064914 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Document Number | 0040950925 |
| Book / Page | 4095 / 0925 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 2018031797 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | SUNSEL CAPITAL TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR E, 4106, MIDDLEBURG, FL 32068-5778 |
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Document Number | 2018031798 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 2018031798 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 27, 2017 |
| Property Address | 4106 SANDY RUN DR E, MIDDLEBURG, FL 32068-5778 |
| Document Number | 0040242140 |
| Book / Page | 004024 / 002140 |
| Instrument Date | Oct 24, 2017 |
| Instrument | 54957 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4106 SANDY RUN DR E MIDDLEBURG FL 320685778, MIDDLEBURG, FL 32068-5778 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,066.00 (+4.77%) Homeowner's exemption | $306,754 (-42.76%) | $558,592 (+4.24%) Land $84,240 Building $474,352 |
| 2024 | $3,881.00 (-54.13%) | ||
| 2023 | $8,460.00 (+117.76%) | $535,871 (+90.7%) Land $84,240 Building $451,631 | $535,871 (+10.42%) Land $84,240 Building $451,631 |
| 2022 | $3,885.00 Homeowner's exemption | $280,998 | $485,322 Land $84,240 Building $401,082 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 61 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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