4106 McKeith Rd, Midland, MI 48642 Property Records

Midland County property record for 4106 McKeith Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,314 sqft · built 1958
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$91,000 (Jul 2013)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-11-70-086`

Property Details

APN / Parcel Number

Primary APN	`14-11-70-086`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,307 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4106 MCKEITH RD
City	MIDLAND
State	MI
Zip	48642-6265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Description	LOT 22 MELODY LANES SUB
Legal Subdivision	MELODY LANES SUB
Legal Lot Number	22
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2001
Census Tract	290800

Owner

4106 McKeith Rd is owned and occupied by two individuals who bought it in July 2013.

Source: Midland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2013 · Amount on File
Deed Sale	Jul 1, 2013 · Amount on File
Deed Book / Page	1568 / 109
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265

Mortgage

Document Number	001669/523
Date	Dec 13, 2023
Book Page	1669/523

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2044

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265

Mortgage

Document Number	001658/957
Date	Jul 21, 2022
Book Page	1658/957

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jun 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4106 MCKEITH RD, MIDLAND, MI 48642-6265

Mortgage

Document Number	1649/395
Date	Sep 1, 2021
Book Page	1649/395

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4106 McKeith Rd was $2,477 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,700	$197,400
2025	$2,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4106 McKeith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4106 McKeith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Ripple Fiber.

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