Shelby County property record for 4106 FM 2428, Joaquin, TX 75954
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,700 sqft · built 2011 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,484 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R547401 |
| Primary APN | R547401 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,700 sqft Living Area |
| Gross Area | 5,435 sqft |
| 1st Floor Area | 2,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Roof Material | Composition Shingle |
| Lot Area | 131,116 sqft (3.01 acres) |
| Heating System | HVAC |
|---|
| Account Number | 05-0637-0000-0004-10 |
|---|---|
| Street Address | 4106 FM 2428 |
| City | JOAQUIN |
| State | TX |
| Zip | 75954-3919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A- 0637 SMITH JOHN SUR BLK 0 TR 4.10 3.01 ACRES |
| Legal Subdivision | SMITH JOHN |
| Legal Tract | 4 |
| Jurisdiction | SHELBY TX |
| Township / Civil Division | TENAHA-JOAQUIN |
| Census Block Group | 3 |
| Census Block | 3069 |
| Census Tract | 950100 |
4106 FM 2428 is owned and occupied by two individuals who acquired it in August 2010.
Source: Shelby County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4106 FM 2428, JOAQUIN, TX 75954-3919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2010 |
| Transfer Doc | 2010011128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TX |
| Property Address | 4106 FM 2428, JOAQUIN, TX 75954-3919 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020001708 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 2020001708 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | CENTER, TX 75935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 4106 FM 2428 was $8,484 with a homeowner's exemption, up 74.2% from the year before.
Source: Shelby County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Shelby County |
| Unified School District | Joaquin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,484.00 (+74.25%) Homeowner's exemption | $502,050 (+7.34%) Land $39,600 Building $462,450 | $502,050 (+7.34%) Land $39,600 Building $462,450 |
| 2025 | $4,869.00 Homeowner's exemption | $467,740 Land $35,180 Building $432,560 | $467,740 Land $35,180 Building $432,560 |
| 2023 | $405,260 Land $20,870 Building $384,390 | $405,260 Land $20,870 Building $384,390 | |
| 2022 | $6,064.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4106 FM 2428 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4106 FM 2428 is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAXTON WSC serves 908 people · EPA ID TX2100012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 Coliform corrective action Sep 2024 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures