4106 Co Rte 48, Argyle, NY 12809 Property Records

Washington County and Argyle Town property record for 4106 Co Rte 48, Argyle, NY 12809

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 548 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Mar 2021)
Tax Bill	$4,247 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`532089 198.11-1-28`

Property Details

APN / Parcel Number

Primary APN	`532089 198.11-1-28`
Alternative APNs	`208919801100010280000000` `815J100861`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	548 sqft Living Area
1st Floor Area	548 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	163 ft deep x 65 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	815J100861
Street Address	4106 COUNTY ROUTE 48
City	ARGYLE
State	NY
Zip	12809-1702
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	NONE
Legal Description	ROOM & PORCH LOT TRA 24
Legal Block	1
Legal Lot Number	28.000
Jurisdiction	WASHINGTON NY
Township / Civil Division	ARGYLE
Census Block Group	3
Census Block	3017
Census Tract	87000

Owner

Source: Washington County and Argyle Town records · APN 532089 198.11-1-28

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 LINCOLN AVE, SARATOGA SPRINGS, NY 12866-4509
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 08, 2021	Warranty Deed, Transfer
Oct 20, 2020	Grant Deed, Transfer ARCADIA ABSTRACT, ARCADIA ABS
Jul 23, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 08, 2021 · Amount on Record
Deed Sale	Mar 08, 2021 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20211384
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON NY
Property Address	4106 COUNTY ROUTE 48, ARGYLE, NY 12809-1702
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	CAPITAL CITY TITLE, CAPITAL DISTRICT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000007
Date	Jan 08, 2026
Instrument	2026-107

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON NY
Recording Date	Mar 08, 2021
Property Address	4106 COUNTY ROUTE 48, ARGYLE, NY 12809-1702
Document Number	0000000384
Instrument Date	Feb 25, 2021
Instrument	2021-1384
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 LINCOLN AVE, SARATOGA SPRINGS, NY 12866-4509

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON NY
Recording Date	Oct 20, 2020
Property Address	4106 COUNTY ROUTE 48, ARGYLE, NY 12809-1702
Document Number	0000005123
Instrument Date	Oct 12, 2020
Instrument	5123
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ARCADIA ABSTRACT, ARCADIA ABS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 E SCHAGHTICOKE RD SCHAGHTICOKE NY 121542807, SCHAGHTICOKE, NY 12154-2807

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON NY
Recording Date	Jul 23, 2018
Property Address	4106 COUNTY ROUTE 48, ARGYLE, NY 12809-1702
Document Number	0039460178
Book / Page	003946 / 000178
Instrument Date	Jul 17, 2018
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	911 CHARLTON RD SCOTIA NY 123029533, SCOTIA, NY 12302-9533

Tax Assessment & Valuation

Source: Washington County and Argyle Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Washington County
County Subdivision	Argyle Town
Unified School District	Argyle Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,247.00 (+15.75%)	$173,700 (-) Land $53,500 Building $120,200	$237,945 (+17.81%) Land $73,288 Building $164,657
2023		$173,700 (-) Land $53,500 Building $120,200	$201,977 (+16.28%) Land $62,209 Building $139,768
2022		$173,700 Land $53,500 Building $120,200	$173,700 Land $53,500 Building $120,200
2021	$3,669.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2000–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	499 / 285

May also be available: Atlas Connectivity.

Based on FCC filings for 21 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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