Bell County property record for 4105 Whispering Oaks, Temple, TX 76504
| Property Type | Single Family Home |
|---|---|
| Details | 1,703 sqft · built 2005 |
| Lot Size | 0.202 acres (8,793 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,298 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0808045734 |
| Primary APN | 0808045734 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 1,703 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 8,793 sqft (0.202 acres) |
| Lot Dimensions | 130 ft deep x 67 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 225 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Street Address | 4105 WHISPERING OAKS |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76504-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY HILL PHASE II, BLOCK 005, LOT 0007, (TOD DEED) |
| Legal Subdivision | LIBERTY HILL PHASE II |
| Legal Block | 5 |
| Legal Lot Number | 7 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21201 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 143 LANTANA DR, GEORGETOWN, TX 78633-4830 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2025 |
| Deed Sale | Jul 30, 2025 |
| Prior Sale | Apr 2, 2020 · Amount on Record |
| Deed Document Number | 202537008 |
| Prior Transfer Date | Jun 5, 2024 |
| Prior Transfer Doc | 0000024698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4105 WHISPERING OAKS, TEMPLE, TX 76504-2154 |
| Document Number | 0000016029 |
| Instrument Date | Mar 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4105 WHISPERING OAKS TEMPLE TX 765042154, TEMPLE, TX 76504-2154 |
| Document Number | 0000016029 |
|---|---|
| Date | Apr 2, 2020 |
| Instrument | 16029 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 (-21.09%) | $249,274 (-10.31%) | $268,436 (-3.41%) Land $46,000 Building $222,436 |
| 2023 | $1,645.00 (-43.41%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $277,920 Land $32,000 Building $245,920 | $277,920 Land $32,000 Building $245,920 |
| 2022 | $2,907.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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