4105 W Prospect Ave, Visalia, CA 93291 Property Records

Tulare County property record for 4105 W Prospect Ave, Visalia, CA 93291

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,742 sqft · built 2003
Lot Size0.145 acres (6,313 sqft)
Owner2 Individual Names on Record
Last Sale$175,500 (Nov 2003)
Tax Bill$2,815 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2017 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN077-320-001-000

Property Details

APN / Parcel Number

Primary APN077-320-001-000
Alternative APNs
  • 077-320-001
  • 07732001000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,742 sqft Living Area
1st Floor Area1,742 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Construction TypeWood
Lot Area6,313 sqft (0.145 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number077-320-001
Street Address4105 W PROSPECT AVE
CityVISALIA
StateCA
Zip93291-4030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionLOT 1 THE RANCH UNIT NO 1RM 38-62
Legal SubdivisionTHE RANCH UNIT NO 3
Legal Lot Number1
JurisdictionTULARE CA
Township / Civil DivisionVISALIA
Census Block Group2
Census Block2014
Census Tract1007

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4105 W PROSPECT AVE, VISALIA, CA 93291-4030
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 24, 2017Deed of Trust, Mortgage · VA Mortgage
COUNTRY CLUB MORTGAGE INC
Dec 4, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC
May 23, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2003 · Amount on Record
Deed SaleNov 10, 2003 · Amount on Record
Deed Document Number2003111938
Last Transfer DateMay 23, 2019
Transfer Doc0000027054
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address4105 W PROSPECT AVE, VISALIA, CA 93291-4030
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 W PROSPECT AVE, VISALIA, CA 93291-4030

Mortgage

Document Number0000070615
DateSep 28, 2021
Instrument2021-0070615
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address4105 W PROSPECT AVE, VISALIA, CA 93291-4030
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFATCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004370
DateJan 24, 2017
Instrument2017-0004370
Lender
NameCOUNTRY CLUB MORTGAGE INC
TypeMortgage Company
AddressVISALIA, CA 93291
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTULARE CA
Property Address4105 W PROSPECT AVE, VISALIA, CA 93291-4030
Document Number0000073480
Instrument DateDec 4, 2019
Transaction TypeMortgage
Record UpdatedJan 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4105 W PROSPECT AVE VISALIA CA 932914030, VISALIA, CA 93291-4030

Mortgage

Document Number0000073480
DateDec 16, 2019
Instrument73480
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 15, 2049

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTULARE CA
Recording DateMay 23, 2019
Property Address4105 W PROSPECT AVE, VISALIA, CA 93291-4030
Document Number0000027054
Instrument DateMay 23, 2019
Instrument27054
Transaction TypeTransfer
Record UpdatedJun 6, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4105 W PROSPECT AVE VISALIA CA 932914030, VISALIA, CA 93291-4030

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyTulare County
MunicipalityVisalia City
Unified School DistrictVisalia Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$254,511 (+2%) Land $72,509 Building $182,002
2025$2,815.00 (+6.83%) Homeowner's exemption$249,522 (+4.04%) Land $71,088 Building $178,434
2023$2,635.00 (+3.62%) Homeowner's exemption$239,835 Land $68,329 Building $171,506
2022$2,543.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWS - VISALIA
private · serves 153,522 people · EPA ID CA5410016
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Wireless Internet Services
Fixed Wireless
1,000 / 1,000
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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