4105 Strader Ct, Summerfield, NC 27358 Property Records

Guilford County property record for 4105 Strader Ct, Summerfield, NC 27358

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,408 sqft · built 2015
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jun 2023)
Tax Bill	$5,800 (2025)
Deeds & Mortgages	Jun 2023 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7849134126-000`

Property Details

APN / Parcel Number

Primary APN	`7849134126-000`
Alternative APN	`0222113`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,408 sqft Heated Area
Gross Area	6,708 sqft
1st Floor Area	2,323 sqft
Basement Area	2,323 sqft
Finished Basement	2,323 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Brick Veneer
Foundation Type	Concrete
Lot Area	91,040 sqft (2.08 acres)
Garage Area	834 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	84 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4105 STRADER CT
City	SUMMERFIELD
State	NC
Zip	27358-9384
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CU-RS-40
Legal Description	STRADER WOODS
Legal Subdivision	STRADER WOODS
Jurisdiction	GUILFORD NC
Township / Civil Division	BRUCE
Census Block Group	1
Census Block	1003
Census Tract	15800

Owner

Source: Guilford County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4105 STRADER CT, SUMMERFIELD, NC 27358-9384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLEGACY FCU
Dec 6, 2021	Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Jun 15, 2015 · Amount on Record
Deed Document Number	0087363051
Deed Book / Page	7796 / 1457
Prior Transfer Date	Mar 24, 2016
Prior Transfer Doc	2016014621
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Jun 15, 2023
Property Address	4105 STRADER CT, SUMMERFIELD, NC 27358-9384
Document Number	0087363051
Book / Page	8736 / 3051
Map Reference	MB 187 PG 139
Instrument Date	Jun 12, 2023
Instrument	2023026918
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Amount	Amount Recorded
Tax	$2,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2307 PRINCESS ANN ST, GREENSBORO, NC 27408-5513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 STRADER CT, SUMMERFIELD, NC 27358-9384

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	4105 STRADER CT, SUMMERFIELD, NC 27358-9384
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0084822279
Date	Jul 20, 2021
Book Page	8482/2279
Instrument	2021054092

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	4105 STRADER CT, SUMMERFIELD, NC 27358-9384
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 STRADER CT, SUMMERFIELD, NC 27358-9384

Mortgage

Document Number	0085501560
Date	Dec 6, 2021
Book Page	8550/1560
Instrument	2021091531

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Guilford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	Summerfield Town
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,800.00 (+4.66%)	$623,400 (-) Land $95,000 Building $528,400
2023	$5,542.00	$623,400 (-) Land $95,000 Building $528,400	$623,400 (-) Land $95,000 Building $528,400
2022	$5,542.00	$623,400 Land $95,000 Building $528,400	$623,400 Land $95,000 Building $528,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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