Monroe County property record for 4105 State Rte 156, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,596 sqft · built 1870 |
| Lot Size | 6.39 acres (278,348 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,623 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-26-300-004-000 |
| Primary APN | 07-26-300-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,596 sqft Building Perimeter |
| 1st Floor Area | 1,596 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 278,348 sqft (6.39 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 156 sqft |
| Patio Area | 383 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4105 STATE ROUTE 156 |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | PART S/2 SW & PART TAX LOT 11 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 22 |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 600402 |
4105 State Rte 156 is owned and occupied by two individuals.
Source: Monroe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4105 STATE ROUTE 156, WATERLOO, IL 62298-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 4105 STATE ROUTE 156, WATERLOO, IL 62298-2015 |
| Document Number | 0000392615 |
| Instrument Date | Oct 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2017 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4105 STATE ROUTE 156 WATERLOO IL 622982015, WATERLOO, IL 62298-2015 |
| Document Number | 0000392615 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | 392615 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 24, 2027 |
The 2025 property tax bill for 4105 State Rte 156 was $5,623.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,623.00 Homeowner's exemption | $104,410 Land $22,080 Building $82,330 | $313,230 Land $66,240 Building $246,990 |
| 2024 | $5,623.00 | ||
| 2022 | Additional exemption filed | $88,290 Land $22,080 Building $66,210 | $264,870 Land $66,240 Building $198,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4105 State Rte 156 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4105 State Rte 156 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 100 / 20 |
May also be available: Spectrum, T-Mobile, Wisper ISP.
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