4105 Rouge Circle Dr, Troy, MI 48098 Property Records

Oakland County property record for 4105 Rouge Circle Dr, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,704 sqft · built 1953
Lot Size1.25 acres (54,450 sqft)
Owner2 Individual Names on File
Last Sale$1,220,000 (Jan 2021)
Tax Bill$19,104 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN88-20-18-351-023

Property Details

APN / Parcel Number

Primary APN88-20-18-351-023

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,704 sqft Living Area
1st Floor Area1,704 sqft
Basement Area1,704 sqft
Unfinished Basement1,704 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Lot Area54,450 sqft (1.25 acres)
Lot Dimensions270 ft deep x 200 ft wide
Garage Area713 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4105 ROUGE CIRCLE DR
CityTROY
StateMI
Zip48098-5902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT2N, R11E, SEC 18 PINE HILL LOT 51
Legal Range11E
Legal Township2N
Legal Section18
Legal SubdivisionPINE HILL
Legal Lot Number51
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1013
Census Tract196600

Owner

4105 Rouge Circle Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: Oakland County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 30, 2021Intrafamily Transfer, Transfer
Jan 21, 2021Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC
Jun 24, 2019Warranty Deed, Transfer
NOT AVAILABLE
Jul 18, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2021 · Amount on File
Deed SaleJan 21, 2021 · Amount on File
Prior SaleJun 24, 2019 · Amount on File
Deed Document Number202117075
Deed Book / Page55544 / 216
Last Transfer DateApr 27, 2021
Transfer Doc0000115769
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 ROUSE CIRCLE DR, TROY, MI 48098-5902

Mortgage

Document Number0000261804
DateNov 22, 2021
Book Page57104/801
Instrument261804
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateApr 30, 2021
Property Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902
Document Number0000115769
Book / Page56165 / 794
Map ReferenceLB 64 PG 24
Instrument DateApr 27, 2021
Instrument115769
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 21, 2021
Property Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902
Document Number0000017075
Book / Page55544 / 216
Map ReferenceLB 64 PG 24
Instrument DateJan 19, 2021
Instrument17075
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
Tax$10,492.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2558 CHARNWOOD DR, 2558, TROY, MI 48098-2109

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJun 24, 2019
Property Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902
Document Number0000099814
Book / Page052953 / 000835
Instrument DateJun 14, 2019
Instrument99814
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$2,709.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4105 ROUGE CIRCLE DR TROY MI 480985902, TROY, MI 48098-5902

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 18, 2017
Property Address4105 ROUGE CIRCLE DR, TROY, MI 48098-5902
Document Number0000135512
Book / Page050874 / 000384
Instrument DateJun 29, 2017
Instrument135512
Transaction TypeTransfer
Record UpdatedAug 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 ANNE ST FALLS CHURCH VA 220462827, FALLS CHURCH, VA 22046-2827

Tax Assessment & Valuation

The 2025 property tax bill for 4105 Rouge Circle Dr was $19,104 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,104.00
2023$1,096,460
2022$19,393.00$548,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4105 Rouge Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4105 Rouge Circle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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